Banks
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Side-by-side financial analysisStock Comparison
CBK vs BANF vs KO vs BOKF vs SFNC vs JPM
Revenue, margins, valuation, and 5-year total return — side by side.
Banks - Regional
Beverages - Non-Alcoholic
Banks - Regional
Banks - Regional
Banks - Diversified
CBK vs BANF vs KO vs BOKF vs SFNC vs JPM — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||||
|---|---|---|---|---|---|---|
| Industry | Banks | Banks - Regional | Beverages - Non-Alcoholic | Banks - Regional | Banks - Regional | Banks - Diversified |
| Market Cap | $422M | $3.94B | $355.61B | $8.18B | $3.27B | $896.00B |
| Revenue (TTM) | $129M | $824M | $49.28B | $3.33B | $618M | $280.33B |
| Net Income (TTM) | $38M | $241M | $13.70B | $578M | $-398M | $57.05B |
| Gross Margin | 69.8% | 82.9% | 61.7% | 63.7% | 4.5% | 60.0% |
| Operating Margin | 37.5% | 36.8% | 29.3% | 21.4% | -85.4% | 25.9% |
| Forward P/E | 10.5x | 15.9x | 25.3x | 13.1x | 10.9x | 14.4x |
| Total Debt | $167M | $134M | $45.49B | $4.63B | $641M | $942.38B |
| Cash & Equiv. | $0.00 | $227M | $10.27B | $1.66B | $380M | $343.34B |
CBK vs BANF vs KO vs BOKF vs SFNC vs JPM — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| BancFirst Corporati… (BANF) | 100 | 286.6 | +186.6% |
| The Coca-Cola Compa… (KO) | 100 | 184.9 | +84.9% |
| BOK Financial Corpo… (BOKF) | 100 | 238.5 | +138.5% |
| Simmons First Natio… (SFNC) | 100 | 131.6 | +31.6% |
| JPMorgan Chase & Co. (JPM) | 100 | 341.0 | +241.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CBK vs BANF vs KO vs BOKF vs SFNC vs JPM
Each card shows where this stock fits in a portfolio — not just who wins on paper.
CBK carries the broadest edge in this set and is the clearest fit for bank quality.
- NIM 3.5% vs JPM's 2.2%
- Lower P/E (10.5x vs 13.1x)
- 29.3% margin vs SFNC's -64.3%
- Beta 0.50 vs JPM's 0.94, lower leverage
BANF is the clearest fit if your priority is sleep-well-at-night and defensive.
- Lower volatility, beta 0.79, Low D/E 7.2%, current ratio 20.32x
- Beta 0.79, yield 1.6%, current ratio 20.32x
KO is the #2 pick in this set and the best alternative if income & stability and growth exposure is your priority.
- Dividend streak 56 yrs, beta -0.20, yield 2.5%
- Rev growth 1.9%, EPS growth 23.6%, 3Y rev CAGR 3.7%
- 13.1% ROA vs SFNC's -1.6%, ROIC 15.8% vs -9.1%
BOKF ranks third and is worth considering specifically for momentum.
- +42.7% vs BANF's -4.1%
SFNC is the clearest fit if your priority is dividends.
- 3.8% yield, 14-year raise streak, vs KO's 2.5%
JPM is the clearest fit if your priority is long-term compounding and valuation efficiency.
- 465.8% 10Y total return vs BANF's 315.6%
- PEG 0.81 vs KO's 2.26
- 3.3% NII/revenue growth vs SFNC's -56.7%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 3.3% NII/revenue growth vs SFNC's -56.7% | |
| Value | Lower P/E (10.5x vs 13.1x) | |
| Quality / Margins | 29.3% margin vs SFNC's -64.3% | |
| Stability / Safety | Beta 0.50 vs JPM's 0.94, lower leverage | |
| Dividends | 3.8% yield, 14-year raise streak, vs KO's 2.5% | |
| Momentum (1Y) | +42.7% vs BANF's -4.1% | |
| Efficiency (ROA) | 13.1% ROA vs SFNC's -1.6%, ROIC 15.8% vs -9.1% |
CBK vs BANF vs KO vs BOKF vs SFNC vs JPM — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
CBK vs BANF vs KO vs BOKF vs SFNC vs JPM — Financial Metrics
Side-by-side numbers across 6 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
SFNC leads in 1 of 6 categories
KO leads 1 • JPM leads 1 • CBK leads 0 • BANF leads 0 • BOKF leads 0 • 3 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
Evenly matched — CBK and SFNC each lead in 2 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
JPM is the larger business by revenue, generating $280.3B annually — 2170.6x CBK's $129M. CBK is the more profitable business, keeping 29.3% of every revenue dollar as net income compared to SFNC's -64.3%.
| Metric | ||||||
|---|---|---|---|---|---|---|
| RevenueTrailing 12 months | $129M | $824M | $49.3B | $3.3B | $618M | $280.3B |
| EBITDAEarnings before interest/tax | $50M | $326M | $15.5B | $794M | -$444M | $81.4B |
| Net IncomeAfter-tax profit | $38M | $241M | $13.7B | $578M | -$398M | $57.0B |
| Free Cash FlowCash after capex | $37M | $237M | $12.6B | $1.7B | $410M | $100.9B |
| Gross MarginGross profit ÷ Revenue | +69.8% | +82.9% | +61.7% | +63.7% | +4.5% | +60.0% |
| Operating MarginEBIT ÷ Revenue | +37.5% | +36.8% | +29.3% | +21.4% | -85.4% | +25.9% |
| Net MarginNet income ÷ Revenue | +29.3% | +29.2% | +27.8% | +17.4% | -64.3% | +20.4% |
| FCF MarginFCF ÷ Revenue | +28.4% | +28.7% | +25.5% | +51.4% | +66.4% | +36.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | +12.1% | — | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +6.1% | +5.7% | +18.2% | +1.8% | +42.1% | +16.0% |
Valuation Metrics
SFNC leads this category, winning 3 of 7 comparable metrics.
Valuation Metrics
At 10.5x trailing earnings, CBK trades at a 61% valuation discount to KO's 27.2x P/E. Adjusting for growth (PEG ratio), BANF offers better value at 0.87x vs KO's 2.43x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||||||
|---|---|---|---|---|---|---|
| Market CapShares × price | $422M | $3.9B | $355.6B | $8.2B | $3.3B | $896.0B |
| Enterprise ValueMkt cap + debt − cash | $589M | $3.8B | $390.8B | $11.2B | $3.5B | $1.50T |
| Trailing P/EPrice ÷ TTM EPS | 10.54x | 16.33x | 27.18x | 14.66x | -7.63x | 16.00x |
| Forward P/EPrice ÷ next-FY EPS est. | 10.51x | 15.90x | 25.27x | 13.09x | 10.90x | 14.40x |
| PEG RatioP/E ÷ EPS growth rate | — | 0.87x | 2.43x | 1.79x | — | 0.90x |
| EV / EBITDAEnterprise value multiple | 11.88x | 11.81x | 26.39x | 14.05x | — | 18.36x |
| Price / SalesMarket cap ÷ Revenue | 3.21x | 4.78x | 7.42x | 2.46x | 5.21x | 3.20x |
| Price / BookPrice ÷ Book value/share | 1.49x | 2.13x | 10.40x | 1.39x | 0.89x | 2.47x |
| Price / FCFMarket cap ÷ FCF | 11.97x | 16.64x | 67.15x | 14.22x | 7.73x | 8.88x |
Profitability & Efficiency
KO leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
KO delivers a 41.1% return on equity — every $100 of shareholder capital generates $41 in annual profit, vs $-11 for SFNC. BANF carries lower financial leverage with a 0.07x debt-to-equity ratio, signaling a more conservative balance sheet compared to JPM's 2.60x. On the Piotroski fundamental quality scale (0–9), KO scores 7/9 vs SFNC's 4/9, reflecting strong financial health.
| Metric | ||||||
|---|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +14.3% | +13.7% | +41.1% | +9.8% | -11.5% | +15.9% |
| ROA (TTM)Return on assets | +1.7% | +1.7% | +13.1% | +1.1% | -1.6% | +1.3% |
| ROICReturn on invested capital | +9.1% | +12.3% | +15.8% | +5.2% | -9.1% | +4.5% |
| ROCEReturn on capital employed | +5.8% | +3.6% | +17.3% | +8.4% | -4.2% | +8.9% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 6 | 7 | 7 | 4 | 5 |
| Debt / EquityFinancial leverage | 0.59x | 0.07x | 1.33x | 0.78x | 0.19x | 2.60x |
| Net DebtTotal debt minus cash | $167M | -$93M | $35.2B | $3.0B | $261M | $599.0B |
| Cash & Equiv.Liquid assets | $0 | $227M | $10.3B | $1.7B | $380M | $343.3B |
| Total DebtShort + long-term debt | $167M | $134M | $45.5B | $4.6B | $641M | $942.4B |
| Interest CoverageEBIT ÷ Interest expense | 1.25x | 0.98x | 10.70x | 0.59x | -1.01x | 0.74x |
Total Returns (Dividends Reinvested)
JPM leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in JPM five years ago would be worth $21,820 today (with dividends reinvested), compared to $8,847 for SFNC. Over the past 12 months, BOKF leads with a +42.7% total return vs BANF's -4.1%. The 3-year compound annual growth rate (CAGR) favors JPM at 33.6% vs CBK's 6.7% — a key indicator of consistent wealth creation.
| Metric | ||||||
|---|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +21.6% | +9.7% | +20.3% | +14.5% | +20.7% | -0.5% |
| 1-Year ReturnPast 12 months | +21.6% | -4.1% | +17.2% | +42.7% | +23.0% | +21.8% |
| 3-Year ReturnCumulative with dividends | +21.6% | +32.1% | +47.0% | +60.8% | +37.1% | +138.2% |
| 5-Year ReturnCumulative with dividends | +21.6% | +90.9% | +65.6% | +66.5% | -11.5% | +118.2% |
| 10-Year ReturnCumulative with dividends | +21.6% | +315.6% | +121.1% | +159.2% | +26.2% | +465.8% |
| CAGR (3Y)Annualised 3-year return | +6.7% | +9.7% | +13.7% | +17.2% | +11.1% | +33.6% |
Risk & Volatility
Evenly matched — KO and SFNC each lead in 1 of 2 comparable metrics.
Risk & Volatility
KO is the less volatile stock with a -0.20 beta — it tends to amplify market swings less than JPM's 0.94 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SFNC currently trades 99.5% from its 52-week high vs BANF's 83.8% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||||
|---|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.50x | 0.79x | -0.20x | 0.87x | 0.89x | 0.94x |
| 52-Week HighHighest price in past year | $31.67 | $138.77 | $84.04 | $139.73 | $22.62 | $337.25 |
| 52-Week LowLowest price in past year | $24.32 | $101.48 | $65.35 | $91.35 | $17.00 | $262.71 |
| % of 52W HighCurrent price vs 52-week peak | +97.2% | +83.8% | +98.3% | +96.3% | +99.5% | +95.1% |
| RSI (14)Momentum oscillator 0–100 | 66.3 | 59.6 | 60.6 | 56.4 | 63.7 | 59.1 |
| Avg Volume (50D)Average daily shares traded | 55K | 126K | 12.7M | 262K | 1.1M | 7.0M |
Analyst Outlook
Evenly matched — KO and SFNC each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: BANF as "Hold", KO as "Buy", BOKF as "Hold", SFNC as "Buy", JPM as "Buy". Consensus price targets imply 7.5% upside for BANF (target: $125) vs -1.9% for BOKF (target: $132). For income investors, SFNC offers the higher dividend yield at 3.79% vs CBK's 0.47%.
| Metric | ||||||
|---|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold | Buy | Hold | Buy | Buy |
| Price TargetConsensus 12-month target | — | $125.00 | $86.13 | $132.00 | $23.00 | $339.75 |
| # AnalystsCovering analysts | — | 3 | 48 | 21 | 9 | 61 |
| Dividend YieldAnnual dividend ÷ price | +0.5% | +1.6% | +2.5% | +1.8% | +3.8% | +1.9% |
| Dividend StreakConsecutive years of raises | 0 | 30 | 56 | 21 | 14 | 15 |
| Dividend / ShareAnnual DPS | $0.14 | $1.83 | $2.04 | $2.42 | $0.85 | $5.95 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.2% | 0.0% | +0.2% | +5.1% | 0.0% | +3.9% |
SFNC leads in 1 of 6 categories (Valuation Metrics). KO leads in 1 (Profitability & Efficiency). 3 tied.
CBK vs BANF vs KO vs BOKF vs SFNC vs JPM: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is CBK or BANF or KO or BOKF or SFNC or JPM a better buy right now?
For growth investors, JPMorgan Chase & Co.
(JPM) is the stronger pick with 3. 3% revenue growth year-over-year, versus -56. 7% for Simmons First National Corporation (SFNC). Commercial Bancgroup, Inc. Common Stock (CBK) offers the better valuation at 10. 5x trailing P/E (10. 5x forward), making it the more compelling value choice. Analysts rate The Coca-Cola Company (KO) a "Buy" — based on 48 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — CBK or BANF or KO or BOKF or SFNC or JPM?
On trailing P/E, Commercial Bancgroup, Inc.
Common Stock (CBK) is the cheapest at 10. 5x versus The Coca-Cola Company at 27. 2x. On forward P/E, Commercial Bancgroup, Inc. Common Stock is actually cheaper at 10. 5x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: JPMorgan Chase & Co. wins at 0. 81x versus The Coca-Cola Company's 2. 26x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — CBK or BANF or KO or BOKF or SFNC or JPM?
Over the past 5 years, JPMorgan Chase & Co.
(JPM) delivered a total return of +118. 2%, compared to -11. 5% for Simmons First National Corporation (SFNC). Over 10 years, the gap is even starker: JPM returned +465. 8% versus CBK's +21. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — CBK or BANF or KO or BOKF or SFNC or JPM?
By beta (market sensitivity over 5 years), The Coca-Cola Company (KO) is the lower-risk stock at -0.
20β versus JPMorgan Chase & Co. 's 0. 94β — meaning JPM is approximately -571% more volatile than KO relative to the S&P 500. On balance sheet safety, BancFirst Corporation (BANF) carries a lower debt/equity ratio of 7% versus 3% for JPMorgan Chase & Co. — giving it more financial flexibility in a downturn.
05Which is growing faster — CBK or BANF or KO or BOKF or SFNC or JPM?
By revenue growth (latest reported year), JPMorgan Chase & Co.
(JPM) is pulling ahead at 3. 3% versus -56. 7% for Simmons First National Corporation (SFNC). On earnings-per-share growth, the picture is similar: The Coca-Cola Company grew EPS 23. 6% year-over-year, compared to -343. 8% for Simmons First National Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — CBK or BANF or KO or BOKF or SFNC or JPM?
BancFirst Corporation (BANF) is the more profitable company, earning 29.
2% net margin versus -63. 4% for Simmons First National Corporation — meaning it keeps 29. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: BANF leads at 36. 8% versus -84. 2% for SFNC. At the gross margin level — before operating expenses — BANF leads at 82. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is CBK or BANF or KO or BOKF or SFNC or JPM more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, JPMorgan Chase & Co. (JPM) is the more undervalued stock at a PEG of 0. 81x versus The Coca-Cola Company's 2. 26x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Commercial Bancgroup, Inc. Common Stock (CBK) trades at 10. 5x forward P/E versus 25. 3x for The Coca-Cola Company — 14. 8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for BANF: 7. 5% to $125. 00.
08Which pays a better dividend — CBK or BANF or KO or BOKF or SFNC or JPM?
All stocks in this comparison pay dividends.
Simmons First National Corporation (SFNC) offers the highest yield at 3. 8%, versus 0. 5% for Commercial Bancgroup, Inc. Common Stock (CBK).
09Is CBK or BANF or KO or BOKF or SFNC or JPM better for a retirement portfolio?
For long-horizon retirement investors, The Coca-Cola Company (KO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.
20), 2. 5% yield, +121. 1% 10Y return). Both have compounded well over 10 years (KO: +121. 1%, CBK: +21. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between CBK and BANF and KO and BOKF and SFNC and JPM?
These companies operate in different sectors (CBK (Financial Services) and BANF (Financial Services) and KO (Consumer Defensive) and BOKF (Financial Services) and SFNC (Financial Services) and JPM (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: CBK is a small-cap deep-value stock; BANF is a small-cap deep-value stock; KO is a large-cap quality compounder stock; BOKF is a small-cap deep-value stock; SFNC is a small-cap income-oriented stock; JPM is a large-cap deep-value stock. BANF, KO, BOKF, SFNC, JPM pay a dividend while CBK does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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