BOK Financial demonstrates a stable capital base with an equity-to-assets ratio consistently between 0.10 and 0.12, yet the bank faces significant headwinds from a stagnant net interest margin that has remained locked between 0.6% and 0.7% for ten quarters. Wh...
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Net interest income growth has decelerated to 8.3% as of 2026Q1, while the efficiency ratio remains volatile, fluctuating between a low of 33.9% and a high of 42.9% over the past ten quarters.
BOK Financial has achieved a net profit margin of 27.4% on a trailing 12-month basis, reflecting an improvement from the previous year. This strong profitability is supported by diversified fee income from wealth management, trading, and treasury services.
In Q1 2026, BOK Financial reported an EPS of $2.58, surpassing the estimate of $2.31. This follows a strong performance in Q4 2025, where the company also exceeded analyst expectations.
Management expects net interest income (NII) to be between $1.44 billion and $1.48 billion for 2026, up from $1.3 billion in 2025. This growth is anticipated due to easing funding costs and stabilizing asset yields, which are projected to enhance margins.
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 20, 2026 | $2.92+9.0% vs $2.68 | $554M-2.5% vs $568M |
Q2 2026 Apr 20, 2026 | $2.58+12.2% vs $2.30 | $552M+0.2% vs $551M |
Q1 2026 Jan 20, 2026 | $2.89+33.8% vs $2.16 | $560M+2.0% vs $549M |
Q4 2025 Oct 20, 2025 | $2.22+2.3% vs $2.17 | $538M-0.5% vs $540M |
TULSA, OK / ACCESS Newswire / September 15, 2026 / BOK Financial Corporation (NASDAQ:BOKF) will host a conference call to review third quarter 2026 financial results at noon central time on Tuesday, October 20, 2026. The call may also include discussion of company developments, forward-looking statements and other material information about business and financial matters.
BOK Financial Corporation BOKF has been expanding its revenue base through growth in net interest income (NII) and diversified fee-income streams. The company's revenues witnessed a three-year (2022-2025) CAGR of 5.5% and increased 10.2% year over year in the first half of 2026.
BOK Financial (BOKF) reported earnings 30 days ago. What's next for the stock?
A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.
Benchmark BOKF against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for BOK Financial Corporation (BOKF)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $130.58 | $7.93B | 14.22 | 9.59% | 17.38% | 10.08% | 1.85% | |
| $143.71 | $9.69B | 12.43 | 11.23% | 20.11% | 11.93% | — | |
| $55.59 | $8.1B | 13.63 | 6.26% | 26.11% | 14.78% | — | |
| $133.85 | $10.17B | 14.66 | 101.23% | 20.67% | 12.17% | — | |
| $31.92 | $4.57B | 18.03 | 16.23% | 31.14% | 14.2% | — | |
| $69.11 | $4.3B | 10.44 | 0.74% | 38.81% | 12.67% | — |
BOK Financial Corporation (BOKF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
BOK Financial Corporation (BOKF) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 20, 2026·SEC
May 11, 2026·SEC
May 7, 2026·SEC
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BOK Financial Corporation (BOKF) stock FAQ — growth, dividends, profitability & financials explained
BOK Financial Corporation (BOKF) grew revenue by 9.6% over the past year. This is steady growth.
Yes, BOK Financial Corporation (BOKF) is profitable, generating $614.0M in net income for fiscal year 2025 (17.4% net margin).
Yes, BOK Financial Corporation (BOKF) pays a dividend with a yield of 1.85%. This makes it attractive for income-focused investors.
BOK Financial Corporation (BOKF) has a return on equity (ROE) of 10.1%. This is reasonable for most industries.
BOK Financial Corporation (BOKF) has a net interest margin (NIM) of 2.5%. NIM has been under pressure due to interest rate environment.
BOK Financial Corporation (BOKF) has an efficiency ratio of 42.4%. This is excellent, indicating strong cost control.
