Dollar cost averaging (DCA) in SFNC means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More SFNC Analysis
SFNC DCA Calculator
Dollar Cost Averaging — Simmons First National Corporation
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+19.4%
Final Value$57.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+13.3%
Final Value$54.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+7.7%
Final Value$51.7K
Worst possible — still beats not investing
Best vs Worst gap11.7 pp
Your timing vs best-6.0%
Your timing vs worst+5.6%
If You Keep Investing…
Based on this stock's historical CAGR of 2.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.0x your moneyfrom $18K invested
5 Years$32K~1.1x your moneyfrom $30K invested
10 Years$66K~1.1x your moneyfrom $60K invested
20 Years$147K~1.2x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.1x your money
10 Years~1.1x your money
20 Years~1.2x your money
$100/mo
$4K+$106 est. gain
$6K+$301 est. gain
$13K+$1K est. gain
$29K+$5K est. gain
$250/mo
$9K+$265 est. gain
$16K+$753 est. gain
$33K+$3K est. gain
$74K+$14K est. gain
$500/mo
$19K+$529 est. gain
$32K+$2K est. gain
$66K+$6K est. gain
$147K+$27K est. gain
$1,000/mo
$37K+$1K est. gain
$63K+$3K est. gain
$133K+$13K est. gain
$294K+$54K est. gain
* Projection assumes historical CAGR of 2.0% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$26.87
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$24.34
$10,500
$9,558
-8.97%
$-942
Mar 2, 2020
$22.38
$11,000
$9,289
-15.56%
$-1,711
Apr 2, 2020
$17.33
$11,500
$7,764
-32.48%
$-3,736
May 4, 2020
$17.71
$12,000
$8,435
-29.71%
$-3,565
Jun 2, 2020
$16.96
$12,500
$8,577
-31.38%
$-3,923
Jul 2, 2020
$16.15
$13,000
$8,753
-32.67%
$-4,247
Aug 3, 2020
$16.75
$13,500
$9,578
-29.05%
$-3,922
Sep 2, 2020
$17.12
$14,000
$10,289
-26.50%
$-3,711
Oct 2, 2020
$16.20
$14,500
$10,337
-28.71%
$-4,163
Nov 2, 2020
$17.32
$15,000
$11,551
-22.99%
$-3,449
Dec 2, 2020
$20.39
$15,500
$14,099
-9.04%
$-1,401
Jan 4, 2021
$21.65
$16,000
$15,592
-2.55%
$-408
Feb 2, 2021
$25.31
$16,500
$18,728
+13.50%
$2,228
Mar 2, 2021
$29.89
$17,000
$22,617
+33.04%
$5,617
Apr 5, 2021
$29.99
$17,500
$23,318
+33.24%
$5,818
May 3, 2021
$28.98
$18,000
$23,033
+27.96%
$5,033
Jun 2, 2021
$30.52
$18,500
$24,756
+33.82%
$6,256
Jul 2, 2021
$28.96
$19,000
$24,132
+27.01%
$5,132
Aug 2, 2021
$27.11
$19,500
$23,091
+18.41%
$3,591
Sep 2, 2021
$28.23
$20,000
$24,545
+22.72%
$4,545
Oct 4, 2021
$30.30
$20,500
$27,016
+31.79%
$6,516
Nov 2, 2021
$31.16
$21,000
$28,283
+34.68%
$7,283
Dec 2, 2021
$29.83
$21,500
$27,576
+28.26%
$6,076
Jan 3, 2022
$30.21
$22,000
$28,596
+29.98%
$6,596
Page 1 of 4
Frequently Asked Questions
Common questions about DCA investing in SFNC
Investing $500 per month in Simmons First National Corporation (SFNC) over the past 6 years would be worth approximately $54K today. That's +13.3% total return on $48K invested, with a +2.0% compound annual growth rate (CAGR). This includes $7K from reinvested dividends.