Dollar cost averaging (DCA) in ADCT means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+7.9%
Final Value$49.6K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-9.6%
Final Value$41.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-24.4%
Final Value$34.8K
Worst possible — still beats not investing
Best vs Worst gap32.3 pp
Your timing vs best-17.5%
Your timing vs worst+14.8%
If You Keep Investing…
Based on this stock's historical CAGR of -1.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -1.7% continues. Actual returns will vary.
Your DCA Results by Date
72 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
May 15, 2020
$29.65
$10,000
$10,000
+0.00%
$0
Jun 15, 2020
$39.67
$10,500
$13,879
+32.19%
$3,379
Jul 15, 2020
$45.13
$11,000
$16,290
+48.09%
$5,290
Aug 17, 2020
$38.62
$11,500
$14,440
+25.56%
$2,940
Sep 15, 2020
$40.71
$12,000
$15,721
+31.01%
$3,721
Oct 15, 2020
$27.26
$12,500
$11,027
-11.78%
$-1,473
Nov 16, 2020
$34.16
$13,000
$14,318
+10.14%
$1,318
Dec 15, 2020
$32.08
$13,500
$13,947
+3.31%
$447
Jan 15, 2021
$32.54
$14,000
$14,647
+4.62%
$647
Feb 16, 2021
$31.43
$14,500
$14,647
+1.01%
$147
Mar 15, 2021
$25.01
$15,000
$12,155
-18.97%
$-2,845
Apr 15, 2021
$23.61
$15,500
$11,975
-22.74%
$-3,525
May 17, 2021
$21.42
$16,000
$11,364
-28.98%
$-4,636
Jun 15, 2021
$23.06
$16,500
$12,734
-22.82%
$-3,766
Jul 15, 2021
$22.72
$17,000
$13,046
-23.26%
$-3,954
Aug 16, 2021
$26.11
$17,500
$15,493
-11.47%
$-2,007
Sep 15, 2021
$26.56
$18,000
$16,260
-9.67%
$-1,740
Oct 15, 2021
$25.47
$18,500
$16,093
-13.01%
$-2,407
Nov 15, 2021
$26.28
$19,000
$17,104
-9.98%
$-1,896
Dec 15, 2021
$19.94
$19,500
$13,478
-30.88%
$-6,022
Jan 18, 2022
$16.94
$20,000
$11,950
-40.25%
$-8,050
Feb 15, 2022
$15.57
$20,500
$11,484
-43.98%
$-9,016
Mar 15, 2022
$13.62
$21,000
$10,546
-49.78%
$-10,454
Apr 18, 2022
$13.47
$21,500
$10,929
-49.17%
$-10,571
May 16, 2022
$7.14
$22,000
$6,293
-71.39%
$-15,707
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Frequently Asked Questions
Common questions about DCA investing in ADCT
Investing $500 per month in ADC Therapeutics S.A. (ADCT) over the past 6 years would be worth approximately $41K today. That's -9.6% total return on $46K invested, with a -1.7% compound annual growth rate (CAGR).