Dollar cost averaging (DCA) in ADI means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+185.3%
Final Value$137.0K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+174.9%
Final Value$132.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+162.3%
Final Value$125.9K
Worst possible — still beats not investing
Best vs Worst gap23.0 pp
Your timing vs best-10.4%
Your timing vs worst+12.6%
If You Keep Investing…
Based on this stock's historical CAGR of 17.3%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$46K~1.5x your moneyfrom $30K invested
10 Years$147K~2.4x your moneyfrom $60K invested
20 Years$871K~7.3x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.5x your money
10 Years~2.4x your money
20 Years~7.3x your money
$100/mo
$5K+$987 est. gain
$9K+$3K est. gain
$29K+$17K est. gain
$174K+$150K est. gain
$250/mo
$11K+$2K est. gain
$23K+$8K est. gain
$73K+$43K est. gain
$435K+$375K est. gain
$500/mo
$23K+$5K est. gain
$46K+$16K est. gain
$147K+$87K est. gain
$871K+$751K est. gain
$1,000/mo
$46K+$10K est. gain
$91K+$31K est. gain
$294K+$174K est. gain
$1.7M+$1.5M est. gain
* Projection assumes historical CAGR of 17.3% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$120.43
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$110.00
$10,500
$9,634
-8.25%
$-866
Mar 2, 2020
$111.27
$11,000
$10,301
-6.35%
$-699
Apr 2, 2020
$87.70
$11,500
$8,619
-25.05%
$-2,881
May 4, 2020
$103.40
$12,000
$10,662
-11.15%
$-1,338
Jun 2, 2020
$116.80
$12,500
$12,611
+0.89%
$111
Jul 2, 2020
$121.24
$13,000
$13,591
+4.54%
$591
Aug 3, 2020
$116.57
$13,500
$13,567
+0.50%
$67
Sep 2, 2020
$121.83
$14,000
$14,753
+5.38%
$753
Oct 2, 2020
$114.01
$14,500
$14,306
-1.34%
$-194
Nov 2, 2020
$118.48
$15,000
$15,367
+2.45%
$367
Dec 2, 2020
$140.66
$15,500
$18,744
+20.93%
$3,244
Jan 4, 2021
$146.02
$16,000
$20,044
+25.28%
$4,044
Feb 2, 2021
$151.87
$16,500
$21,348
+29.38%
$4,848
Mar 2, 2021
$154.29
$17,000
$22,285
+31.09%
$5,285
Apr 5, 2021
$163.49
$17,500
$24,114
+37.79%
$6,614
May 3, 2021
$151.32
$18,000
$22,819
+26.77%
$4,819
Jun 2, 2021
$164.50
$18,500
$25,411
+37.36%
$6,911
Jul 2, 2021
$170.67
$19,000
$26,864
+41.39%
$7,864
Aug 2, 2021
$167.62
$19,500
$26,884
+37.87%
$7,384
Sep 2, 2021
$162.62
$20,000
$26,690
+33.45%
$6,690
Oct 4, 2021
$164.26
$20,500
$27,459
+33.95%
$6,959
Nov 2, 2021
$177.94
$21,000
$30,246
+44.03%
$9,246
Dec 2, 2021
$180.63
$21,500
$31,320
+45.68%
$9,820
Jan 3, 2022
$177.15
$22,000
$31,217
+41.90%
$9,217
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Frequently Asked Questions
Common questions about DCA investing in ADI
Investing $500 per month in Analog Devices, Inc. (ADI) over the past 6 years would be worth approximately $132K today. That's +174.9% total return on $48K invested, with a +17.3% compound annual growth rate (CAGR). This includes $5K from reinvested dividends.