Dollar cost averaging (DCA) in ALDF means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+5.3%
Final Value$19.5K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+5.2%
Final Value$18.9K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+4.9%
Final Value$19.4K
Worst possible — still beats not investing
Best vs Worst gap0.4 pp
Your timing vs best-0.1%
Your timing vs worst+0.3%
If You Keep Investing…
Based on this stock's historical CAGR of 3.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.1x your moneyfrom $18K invested
5 Years$33K~1.1x your moneyfrom $30K invested
10 Years$72K~1.2x your moneyfrom $60K invested
20 Years$177K~1.5x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.1x your money
10 Years~1.2x your money
20 Years~1.5x your money
$100/mo
$4K+$199 est. gain
$7K+$573 est. gain
$14K+$2K est. gain
$35K+$11K est. gain
$250/mo
$9K+$498 est. gain
$16K+$1K est. gain
$36K+$6K est. gain
$88K+$28K est. gain
$500/mo
$19K+$995 est. gain
$33K+$3K est. gain
$72K+$12K est. gain
$177K+$57K est. gain
$1,000/mo
$38K+$2K est. gain
$66K+$6K est. gain
$145K+$25K est. gain
$353K+$113K est. gain
* Projection assumes historical CAGR of 3.7% continues. Actual returns will vary.
Your DCA Results by Date
17 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Dec 16, 2024
$9.90
$10,000
$10,000
+0.00%
$0
Jan 16, 2025
$9.95
$10,500
$10,551
+0.48%
$51
Feb 18, 2025
$10.02
$11,000
$11,125
+1.13%
$125
Mar 17, 2025
$10.06
$11,500
$11,669
+1.47%
$169
Apr 16, 2025
$10.10
$12,000
$12,216
+1.80%
$216
May 16, 2025
$10.40
$12,500
$13,078
+4.63%
$578
Jun 16, 2025
$10.51
$13,000
$13,717
+5.51%
$717
Jul 16, 2025
$10.47
$13,500
$14,165
+4.92%
$665
Aug 18, 2025
$10.42
$14,000
$14,597
+4.26%
$597
Sep 16, 2025
$10.44
$14,500
$15,125
+4.31%
$625
Oct 16, 2025
$10.45
$15,000
$15,639
+4.26%
$639
Nov 17, 2025
$10.55
$15,500
$16,289
+5.09%
$789
Dec 16, 2025
$10.49
$16,000
$16,696
+4.35%
$696
Jan 16, 2026
$10.52
$16,500
$17,236
+4.46%
$736
Feb 17, 2026
$10.51
$17,000
$17,728
+4.28%
$728
Mar 16, 2026
$10.54
$17,500
$18,279
+4.45%
$779
Apr 16, 2026
$10.58
$18,000
$18,848
+4.71%
$848
Frequently Asked Questions
Common questions about DCA investing in ALDF
Investing $500 per month in Aldel Financial II Inc. (ALDF) over the past 1 years would be worth approximately $19K today. That's +5.2% total return on $18K invested, with a +3.7% compound annual growth rate (CAGR).