Dollar cost averaging (DCA) in ALIT means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-80.0%
Final Value$9.0K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-83.4%
Final Value$7.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-84.3%
Final Value$7.1K
Worst possible — still beats not investing
Best vs Worst gap4.3 pp
Your timing vs best-3.3%
Your timing vs worst+0.9%
If You Keep Investing…
Based on this stock's historical CAGR of -26.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -26.6% continues. Actual returns will vary.
Your DCA Results by Date
70 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jul 17, 2020
$10.40
$10,000
$10,000
+0.00%
$0
Aug 17, 2020
$10.23
$10,500
$10,337
-1.56%
$-163
Sep 17, 2020
$10.39
$11,000
$10,998
-0.02%
$-2
Oct 19, 2020
$10.13
$11,500
$11,223
-2.41%
$-277
Nov 17, 2020
$10.01
$12,000
$11,590
-3.42%
$-410
Dec 17, 2020
$11.07
$12,500
$13,317
+6.54%
$817
Jan 19, 2021
$11.70
$13,000
$14,575
+12.12%
$1,575
Feb 17, 2021
$10.95
$13,500
$14,141
+4.75%
$641
Mar 17, 2021
$10.29
$14,000
$13,789
-1.51%
$-211
Apr 19, 2021
$9.96
$14,500
$13,846
-4.51%
$-654
May 17, 2021
$10.19
$15,000
$14,666
-2.23%
$-334
Jun 17, 2021
$10.14
$15,500
$15,094
-2.62%
$-406
Jul 19, 2021
$8.54
$16,000
$13,212
-17.42%
$-2,788
Aug 17, 2021
$10.58
$16,500
$16,869
+2.23%
$369
Sep 17, 2021
$12.36
$17,000
$20,207
+18.86%
$3,207
Oct 18, 2021
$10.85
$17,500
$18,238
+4.22%
$738
Nov 17, 2021
$11.03
$18,000
$19,041
+5.78%
$1,041
Dec 17, 2021
$10.16
$18,500
$18,039
-2.49%
$-461
Jan 18, 2022
$9.16
$19,000
$16,763
-11.77%
$-2,237
Feb 17, 2022
$10.78
$19,500
$20,228
+3.73%
$728
Mar 17, 2022
$9.45
$20,000
$18,232
-8.84%
$-1,768
Apr 18, 2022
$9.23
$20,500
$18,308
-10.69%
$-2,192
May 17, 2022
$8.61
$21,000
$17,578
-16.29%
$-3,422
Jun 17, 2022
$6.86
$21,500
$14,505
-32.53%
$-6,995
Jul 18, 2022
$7.17
$22,000
$15,661
-28.81%
$-6,339
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Frequently Asked Questions
Common questions about DCA investing in ALIT
Investing $500 per month in Alight, Inc. (ALIT) over the past 6 years would be worth approximately $7K today. That's -83.4% total return on $45K invested, with a -26.6% compound annual growth rate (CAGR). This includes $907 from reinvested dividends.