Dollar cost averaging (DCA) in AMWL means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-59.1%
Final Value$18.0K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-64.7%
Final Value$15.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-68.3%
Final Value$13.9K
Worst possible — still beats not investing
Best vs Worst gap9.3 pp
Your timing vs best-5.7%
Your timing vs worst+3.6%
If You Keep Investing…
Based on this stock's historical CAGR of -16.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -16.9% continues. Actual returns will vary.
Your DCA Results by Date
68 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Sep 17, 2020
$461.40
$10,000
$10,000
+0.00%
$0
Oct 19, 2020
$697.60
$10,500
$15,619
+48.75%
$5,119
Nov 17, 2020
$433.20
$11,000
$10,199
-7.28%
$-801
Dec 17, 2020
$566.80
$11,500
$13,845
+20.39%
$2,345
Jan 19, 2021
$598.60
$12,000
$15,122
+26.01%
$3,122
Feb 17, 2021
$622.20
$12,500
$16,218
+29.74%
$3,718
Mar 17, 2021
$420.80
$13,000
$11,468
-11.78%
$-1,532
Apr 19, 2021
$336.20
$13,500
$9,663
-28.43%
$-3,837
May 17, 2021
$239.60
$14,000
$7,386
-47.24%
$-6,614
Jun 17, 2021
$274.20
$14,500
$8,953
-38.26%
$-5,547
Jul 19, 2021
$230.00
$15,000
$8,010
-46.60%
$-6,990
Aug 17, 2021
$208.80
$15,500
$7,771
-49.86%
$-7,729
Sep 17, 2021
$225.00
$16,000
$8,874
-44.54%
$-7,126
Oct 18, 2021
$167.00
$16,500
$7,087
-57.05%
$-9,413
Nov 17, 2021
$158.60
$17,000
$7,230
-57.47%
$-9,770
Dec 17, 2021
$128.60
$17,500
$6,363
-63.64%
$-11,137
Jan 18, 2022
$85.40
$18,000
$4,725
-73.75%
$-13,275
Feb 17, 2022
$79.20
$18,500
$4,882
-73.61%
$-13,618
Mar 17, 2022
$76.80
$19,000
$5,234
-72.45%
$-13,766
Apr 18, 2022
$71.00
$19,500
$5,339
-72.62%
$-14,161
May 17, 2022
$63.00
$20,000
$5,237
-73.81%
$-14,763
Jun 17, 2022
$94.80
$20,500
$8,381
-59.12%
$-12,119
Jul 18, 2022
$85.40
$21,000
$8,050
-61.67%
$-12,950
Aug 17, 2022
$94.00
$21,500
$9,361
-56.46%
$-12,139
Sep 19, 2022
$75.60
$22,000
$8,028
-63.51%
$-13,972
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Frequently Asked Questions
Common questions about DCA investing in AMWL
Investing $500 per month in American Well Corporation (AMWL) over the past 6 years would be worth approximately $15K today. That's -64.7% total return on $44K invested, with a -16.9% compound annual growth rate (CAGR).