Dollar cost averaging (DCA) in BCG means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-34.2%
Final Value$15.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-44.2%
Final Value$12.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-50.6%
Final Value$11.4K
Worst possible — still beats not investing
Best vs Worst gap16.4 pp
Your timing vs best-10.0%
Your timing vs worst+6.4%
If You Keep Investing…
Based on this stock's historical CAGR of -24.1%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -24.1% continues. Actual returns will vary.
Your DCA Results by Date
26 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Mar 27, 2024
$9.50
$10,000
$10,000
+0.00%
$0
Apr 29, 2024
$6.98
$10,500
$7,847
-25.26%
$-2,653
May 28, 2024
$6.63
$11,000
$7,954
-27.69%
$-3,046
Jun 27, 2024
$5.89
$11,500
$7,566
-34.21%
$-3,934
Jul 29, 2024
$4.71
$12,000
$6,550
-45.41%
$-5,450
Aug 27, 2024
$3.37
$12,500
$5,187
-58.51%
$-7,313
Sep 27, 2024
$3.17
$13,000
$5,379
-58.62%
$-7,621
Oct 28, 2024
$2.06
$13,500
$3,995
-70.40%
$-9,505
Nov 27, 2024
$2.55
$14,000
$5,446
-61.10%
$-8,554
Dec 27, 2024
$2.90
$14,500
$6,693
-53.84%
$-7,807
Jan 27, 2025
$2.52
$15,000
$6,316
-57.89%
$-8,684
Feb 27, 2025
$2.87
$15,500
$7,694
-50.36%
$-7,806
Mar 27, 2025
$2.01
$16,000
$5,888
-63.20%
$-10,112
Apr 28, 2025
$2.14
$16,500
$6,769
-58.98%
$-9,731
May 27, 2025
$2.31
$17,000
$7,807
-54.08%
$-9,193
Jun 27, 2025
$1.99
$17,500
$7,225
-58.71%
$-10,275
Jul 28, 2025
$2.21
$18,000
$8,524
-52.64%
$-9,476
Aug 27, 2025
$1.96
$18,500
$8,060
-56.43%
$-10,440
Sep 29, 2025
$1.61
$19,000
$7,121
-62.52%
$-11,879
Oct 27, 2025
$1.83
$19,500
$8,593
-55.93%
$-10,907
Nov 28, 2025
$2.80
$20,000
$13,649
-31.76%
$-6,351
Dec 29, 2025
$2.25
$20,500
$11,468
-44.06%
$-9,032
Jan 27, 2026
$2.43
$21,000
$12,885
-38.64%
$-8,115
Feb 27, 2026
$2.15
$21,500
$11,900
-44.65%
$-9,600
Mar 27, 2026
$2.05
$22,000
$11,847
-46.15%
$-10,153
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Frequently Asked Questions
Common questions about DCA investing in BCG
Investing $500 per month in Binah Capital Group, Inc. (BCG) over the past 2 years would be worth approximately $13K today. That's -44.2% total return on $23K invested, with a -24.1% compound annual growth rate (CAGR).