Binah Capital Group, Inc.(BCG)Earnings, Financials & Key Ratios
BCG•NASDAQ•Banking & Credit
$2.13
$35M mkt cap·Price updated May 6, 2026
AboutBinah Capital Group, Inc., together with its subsidiaries, operates in the wealth management industry. The company provides access to stock, bond, exchange-traded fund, and options execution services; and research, compliance, supervision, and accounting and related services for financial advisors. It also offers mutual funds and insurance products, as well as alternative investments, such as non-traded real estate investment trusts, unit trusts, and fixed and variable annuities. The company was founded in 2016 and is headquartered in Albany, New York. Binah Capital Group, Inc. operates as a subsidiary of MHC Securities, LLC.Show more
- Net Interest Income$486K-83.7%
- Total Revenue$164M+2.8%
- Net Income-$5M-1026.8%
- Return on Equity-167.1%-1563.2%
- Net Interest Margin0.73%-83.5%
- Efficiency Ratio6.35%+6.0%
- ROA-7.89%-1040.7%
- Equity / Assets1.85%-75.6%
- Book Value per Share0.07-76.6%
- Tangible BV/Share-2.39-6.1%
- Debt/Equity23.41+180.8%
BCG Key Insights
Binah Capital Group, Inc. (BCG) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 6.3% efficiency ratio
- ✓Diversified revenue: 97.3% from non-interest income
✗Weaknesses
- ✗High debt to equity ratio of 23.4x
- ✗Weak NIM of 0.7%
- ✗Thin capital base
- ✗Trading more than 30% below 52-week high
- ✗Expensive at 28.7x book value
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
BCG Price & Volume
Binah Capital Group, Inc. (BCG) stock price & volume — 10-year historical chart
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BCG Growth Metrics
Binah Capital Group, Inc. (BCG) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-
3 Years-0.58%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM120.59%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM127.52%
Return on Capital
10 Years2.74%
5 Years2.74%
3 Years4.4%
Last Year3.2%
BCG Peer Comparison
Binah Capital Group, Inc. (BCG) competitors in Wealth managers and broker platforms — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 LPL | 4.54B | 4.54 | 29.17 | -3.03% | 0.88% | 2.9% | 1.62 | |
 SF | 12.15B | 78.48 | 13.35 | 6.94% | 11.96% | 0.36 | ||
 CSWC | 1.44B | 24.19 | 16.46 | 7.67% | 10.32% | 1.08 | ||
 APAM | 2.67B | 37.84 | 9.34 | 7.63% | 44.91% | 0.52 | ||
 ITIC | 444.34M | 235.35 | 12.67 | 5.6% | 12.9% | 13.19% | 0.06 | |
 SCHW | 163.74B | 92.15 | 30.82 | 1.87% | 291.38% | 0.93 | ||
 NTRS | 30.26B | 163.28 | 18.68 | -9.93% | 13.45% | 1.27 | ||
 BK | 91.98B | 133.64 | 23.04 | 17.05% | 11.82% | 1.09 |
Compare BCG vs Peers
Binah Capital Group, Inc. (BCG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
BCG Income Statement
Binah Capital Group, Inc. (BCG) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|
| Net Interest Income | 374.41K | 1.31M | 3.13M | 2.98M | 486K | 17K |
| NII Growth % | - | 249.13% | 139.29% | -4.83% | -83.67% | 5.72% |
| Net Interest Margin % | 0.58% | 1.76% | 4.55% | 4.42% | 0.73% | 0.03% |
| Interest Income | 2.99M | 4.18M | 6.45M | 8.1M | 4.51M | 3.05M |
| Interest Expense | 2.61M | 2.87M | 3.32M | 5.12M | 4.03M | 2.5M |
| Loan Loss Provision | 98.73M | 152.12M | 156.56M | 144.44M | 148.45M | 162.51M |
| Non-Interest Income | 107.44M | 163.1M | 165.96M | 151.76M | 159.88M | 173.71M |
| Non-Interest Income % | 97.3% | 97.5% | 96.26% | 94.94% | 97.26% | 98.27% |
| Total Revenue | 110.43M▲ 0% | 167.28M▲ 51.5% | 172.4M▲ 3.1% | 159.86M▼ 7.3% | 164.39M▲ 2.8% | 176.76M▲ 0% |
| Revenue Growth % | - | 51.48% | 3.06% | -7.28% | 2.83% | 40.53% |
| Non-Interest Expense | 10.73M | 10.28M | 10.44M | 9.57M | 10.43M | 6.48M |
| Efficiency Ratio | 9.71% | 6.15% | 6.06% | 5.99% | 6.35% | 3.67% |
| Operating Income | -1.63M▲ 0% | 2.01M▲ 222.7% | 2.08M▲ 3.9% | 734K▼ 64.8% | 1.48M▲ 102.0% | 5.11M▲ 0% |
| Operating Margin % | -1.48% | 1.2% | 1.21% | 0.46% | 0.9% | 2.89% |
| Operating Income Growth % | - | 222.73% | 3.92% | -64.78% | 102.04% | - |
| Pretax Income | -3.77M▲ 0% | 2.01M▲ 153.3% | 1.49M▼ 25.6% | 486K▼ 67.4% | -3.15M▼ 747.5% | 2.27M▲ 0% |
| Pretax Margin % | -3.41% | 1.2% | 0.86% | 0.3% | -1.91% | 1.29% |
| Income Tax | -372.5K | -781.45K | 580K | -85K | 1.42M | 1.23M |
| Effective Tax Rate % | 9.89% | -38.97% | 38.9% | -17.49% | -44.96% | 54.11% |
| Net Income | -3.39M▲ 0% | 2.79M▲ 182.1% | 911K▼ 67.3% | 571K▼ 37.3% | -5.29M▼ 1026.8% | 1.04M▲ 0% |
| Net Margin % | -3.07% | 1.67% | 0.53% | 0.36% | -3.22% | 0.59% |
| Net Income Growth % | - | 182.13% | -67.31% | -37.32% | -1026.8% | 120.59% |
| Net Income (Continuing) | -3.39M | 2.79M | 911K | 571K | -4.56M | 1.04M |
| EPS (Diluted) | -0.21▲ 0% | -0.03▲ 85.3% | 0.06▲ 283.4% | 0.04▼ 37.3% | -0.32▼ 1004.0% | 0.06▲ 0% |
| EPS Growth % | - | 85.33% | 283.44% | -37.35% | -1003.95% | 127.52% |
| EPS (Basic) | -0.21 | -0.03 | 0.06 | 0.04 | -0.32 | - |
| Diluted Shares Outstanding | 16.13M | 16.13M | 16.13M | 16.13M | 16.59M | 16.72M |
BCG Balance Sheet
Binah Capital Group, Inc. (BCG) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 6.69M | 7.32M | 7.85M | 7.62M | 7.49M | 30.82M |
| Cash & Due from Banks | 6.69M | 7.32M | 7.85M | 7.22M | 7.49M | 8.34M |
| Short Term Investments | 0 | 0 | 0 | 400K | 0 | 0 |
| Total Investments | 0 | 0 | 0 | 400K | 0 | 0 |
| Investments Growth % | - | - | - | - | -100% | -100% |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivables | 7.84M | 9.64M | 7.94M | 8.22M | 9.2M | 10.24M |
| Goodwill & Intangibles | 38.37M | 42.98M | 42M | 41.42M | 40.86M | 40.6M |
| Goodwill | 34.21M | 39.84M | 39.84M | 39.84M | 39.84M | 39.84M |
| Intangible Assets | 4.16M | 3.14M | 2.16M | 1.58M | 1.02M | 758K |
| PP&E (Net) | 8.31M | 8.13M | 5.98M | 5.31M | 4.33M | 3.65M |
| Other Assets | 1.67M | 2.61M | 2.39M | 2.63M | 1.99M | 2.63M |
| Total Current Assets | 16M | 20.36M | 18.31M | 18.06M | 19.5M | 20.68M |
| Total Non-Current Assets | 48.34M | 53.72M | 50.37M | 49.35M | 47.18M | 46.88M |
| Total Assets | 64.35M▲ 0% | 74.09M▲ 15.1% | 68.68M▼ 7.3% | 67.41M▼ 1.9% | 66.68M▼ 1.1% | 67.56M▲ 0% |
| Asset Growth % | - | 15.14% | -7.29% | -1.85% | -1.09% | 5.53% |
| Return on Assets (ROA) | -5.27% | 4.03% | 1.28% | 0.84% | -7.89% | 1.55% |
| Accounts Payable | 18.4M | 21.23M | 8.9M | 9.08M | 21.68M | 22.42M |
| Total Debt | 40.65M | 46.65M | 39.06M | 42.55M | 28.82M | 26.84M |
| Net Debt | 33.96M | 39.32M | 31.21M | 35.33M | 21.34M | 18.5M |
| Long-Term Debt | 34.3M | 40.25M | 0 | 38.17M | 25M | 5.31M |
| Short-Term Debt | 0 | 0 | 39.06M | 0 | 0 | 21.53M |
| Other Liabilities | 0 | 0 | 0 | -1K | 14.95M | 0 |
| Total Current Liabilities | 18.4M | 21.23M | 63.79M | 19.76M | 21.68M | 44.15M |
| Total Non-Current Liabilities | 40.65M | 46.65M | 0 | 42.55M | 43.77M | 5.31M |
| Total Liabilities | 59.04M | 67.87M | 63.79M | 62.31M | 65.45M | 49.47M |
| Total Equity | 5.3M▲ 0% | 6.21M▲ 17.1% | 4.9M▼ 21.2% | 5.1M▲ 4.2% | 1.23M▼ 75.9% | 18.1M▲ 0% |
| Equity Growth % | - | 17.14% | -21.16% | 4.21% | -75.88% | 384.02% |
| Equity / Assets (Capital Ratio) | 8.24% | 8.38% | 7.13% | 7.57% | 1.85% | 26.79% |
| Return on Equity (ROE) | -63.99% | 48.41% | 16.4% | 11.42% | -167.1% | 5.77% |
| Book Value per Share | 0.33 | 0.39 | 0.30 | 0.32 | 0.07 | 1.08 |
| Tangible BV per Share | -2.05 | -2.28 | -2.30 | -2.25 | -2.39 | -1.35 |
| Common Stock | 0 | 0 | 12.3M | 12.3M | 0 | 0 |
| Additional Paid-in Capital | 0 | 0 | 9.09M | 0 | 22.98M | 22.38M |
| Retained Earnings | 0 | 0 | -19.26M | -18.69M | -23.25M | -21.11M |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | -154K |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 2.77M | 2.61M | 1.5M | 16.98M |
BCG Cash Flow Statement
Binah Capital Group, Inc. (BCG) cash flow — operating, investing & free cash flow history
| Line item | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|
| Cash from Operations | 2.14M | 2.53M | 5.36M | 2.55M | -617K | -617K |
| Operating CF Growth % | - | 17.82% | 112.23% | -52.38% | -124.17% | 417.2% |
| Net Income | -3.39M | 2.79M | 911K | 571K | -4.56M | 1.04M |
| Depreciation & Amortization | 2.22M | 1.64M | 1.52M | 1.1M | 1.02M | 760K |
| Deferred Taxes | 580.3K | -1.23M | 573K | 993K | 607K | -156K |
| Other Non-Cash Items | 2.43M | 465.94K | 2.03M | 1.8M | 2M | 3.28M |
| Working Capital Changes | 312K | -1.14M | 321K | -1.91M | 314K | -1.08M |
| Cash from Investing | -1M | -4.99M | -327K | -80K | -85K | -122K |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Investment Activity | 0 | 0 | 0 | 0 | 0 | 0 |
| Acquisitions | -438.9K | -4.57M | 0 | 0 | 0 | 0 |
| Other Investing | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Financing | 925.67K | 3.1M | -4.51M | -2.7M | 1.57M | -2.63M |
| Dividends Paid | -1.13M | -2.23M | 0 | -200K | -632K | -800K |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock Issued | 599.16K | 350.93K | 0 | 0 | 0 | 0 |
| Net Stock Activity | 599.16K | 350.93K | 0 | 0 | 0 | 0 |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | -1000K | -1000K | -523K |
| Other Financing | -1.03M | 0 | -2.23M | 0 | -8.19M | -8.59M |
| Net Change in Cash | 2.07M▲ 0% | 634.53K▼ 69.3% | 7.01M▲ 1004.8% | -228K▼ 103.3% | 865K▲ 479.4% | 1.09M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 1000K | 0 | 0 | 0 |
| Cash at Beginning | 4.62M | 6.69M | 838.48K | 7.85M | 7.62M | 8.17M |
| Cash at End | 6.69M | 7.32M | 7.85M | 7.62M | 8.49M | 8.34M |
| Interest Paid | 2.14M | 2.07M | 0 | 3.98M | 2.63M | 1.09M |
| Income Taxes Paid | 3.83K | 0 | 0 | 0 | 271K | 271K |
| Free Cash Flow | 1.58M▲ 0% | 2.1M▲ 33.1% | 5.03M▲ 139.4% | 2.47M▼ 50.9% | -702K▼ 128.4% | 3.72M▲ 0% |
| FCF Growth % | - | 33.05% | 139.35% | -50.87% | -128.39% | 1389.31% |
BCG Banking Ratios
Binah Capital Group, Inc. (BCG) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|
| Return on Equity (ROE) | 48.41% | 16.4% | 11.42% | -167.1% | 5.77% |
| Return on Assets (ROA) | 4.03% | 1.28% | 0.84% | -7.89% | 1.55% |
| Net Interest Margin | 1.76% | 4.55% | 4.42% | 0.73% | 0.03% |
| Efficiency Ratio | 6.15% | 6.06% | 5.99% | 6.35% | 3.67% |
| Equity / Assets | 8.38% | 7.13% | 7.57% | 1.85% | 26.79% |
| Book Value / Share | 0.39 | 0.3 | 0.32 | 0.07 | 1.08 |
| NII Growth | 249.13% | 139.29% | -4.83% | -83.67% | -98.6% |
| Dividend Payout | 79.98% | - | 35.03% | - | 0% |
BCG Frequently Asked Questions
Binah Capital Group, Inc. (BCG) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Binah Capital Group, Inc. (BCG) grew revenue by 2.8% over the past year. Growth has been modest.
Yes, Binah Capital Group, Inc. (BCG) is profitable, generating $1.0M in net income for fiscal year 2024 (-3.2% net margin).
Dividend & Returns
Yes, Binah Capital Group, Inc. (BCG) pays a dividend with a yield of 0.24%. This makes it attractive for income-focused investors.
Binah Capital Group, Inc. (BCG) has a return on equity (ROE) of -167.1%. Negative ROE indicates the company is unprofitable.
Industry Metrics
Binah Capital Group, Inc. (BCG) has a net interest margin (NIM) of 0.7%. NIM has been under pressure due to interest rate environment.
Binah Capital Group, Inc. (BCG) has an efficiency ratio of 6.3%. This is excellent, indicating strong cost control.
Explore More BCG
Binah Capital Group, Inc. (BCG) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
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Dividend History
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Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
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Financial Ratios
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Valuation
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