Dollar cost averaging (DCA) in BGC means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+134.2%
Final Value$112.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+118.6%
Final Value$105.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+105.1%
Final Value$98.4K
Worst possible — still beats not investing
Best vs Worst gap29.2 pp
Your timing vs best-15.6%
Your timing vs worst+13.6%
If You Keep Investing…
Based on this stock's historical CAGR of 13.1%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$22K~1.2x your moneyfrom $18K invested
5 Years$41K~1.4x your moneyfrom $30K invested
10 Years$118K~2.0x your moneyfrom $60K invested
20 Years$523K~4.4x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.4x your money
10 Years~2.0x your money
20 Years~4.4x your money
$100/mo
$4K+$735 est. gain
$8K+$2K est. gain
$24K+$12K est. gain
$105K+$81K est. gain
$250/mo
$11K+$2K est. gain
$21K+$6K est. gain
$59K+$29K est. gain
$261K+$201K est. gain
$500/mo
$22K+$4K est. gain
$41K+$11K est. gain
$118K+$58K est. gain
$523K+$403K est. gain
$1,000/mo
$43K+$7K est. gain
$83K+$23K est. gain
$236K+$116K est. gain
$1.0M+$805K est. gain
* Projection assumes historical CAGR of 13.1% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$5.91
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$5.82
$10,500
$10,348
-1.45%
$-152
Mar 2, 2020
$4.84
$11,000
$9,338
-15.11%
$-1,662
Apr 2, 2020
$2.21
$11,500
$4,764
-58.57%
$-6,736
May 4, 2020
$3.07
$12,000
$7,118
-40.68%
$-4,882
Jun 2, 2020
$2.61
$12,500
$6,574
-47.41%
$-5,926
Jul 2, 2020
$2.62
$13,000
$7,099
-45.39%
$-5,901
Aug 3, 2020
$2.75
$13,500
$7,951
-41.10%
$-5,549
Sep 2, 2020
$2.60
$14,000
$8,047
-42.52%
$-5,953
Oct 2, 2020
$2.59
$14,500
$8,516
-41.27%
$-5,984
Nov 2, 2020
$2.87
$15,000
$9,936
-33.76%
$-5,064
Dec 2, 2020
$4.22
$15,500
$15,149
-2.26%
$-351
Jan 4, 2021
$3.84
$16,000
$14,285
-10.72%
$-1,715
Feb 2, 2021
$3.78
$16,500
$14,562
-11.75%
$-1,938
Mar 2, 2021
$4.37
$17,000
$17,335
+1.97%
$335
Apr 5, 2021
$5.23
$17,500
$21,292
+21.67%
$3,792
May 3, 2021
$5.53
$18,000
$23,014
+27.85%
$5,014
Jun 2, 2021
$6.13
$18,500
$26,058
+40.85%
$7,558
Jul 2, 2021
$5.73
$19,000
$24,858
+30.83%
$5,858
Aug 2, 2021
$5.30
$19,500
$23,492
+20.47%
$3,992
Sep 2, 2021
$5.21
$20,000
$23,637
+18.19%
$3,637
Oct 4, 2021
$5.28
$20,500
$24,455
+19.29%
$3,955
Nov 2, 2021
$5.54
$21,000
$26,159
+24.57%
$5,159
Dec 2, 2021
$4.68
$21,500
$22,645
+5.33%
$1,145
Jan 3, 2022
$4.55
$22,000
$22,516
+2.35%
$516
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Frequently Asked Questions
Common questions about DCA investing in BGC
Investing $500 per month in BGC Group, Inc (BGC) over the past 6 years would be worth approximately $105K today. That's +118.6% total return on $48K invested, with a +13.1% compound annual growth rate (CAGR). This includes $2K from reinvested dividends.