Dollar cost averaging (DCA) in BJDX means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-85.5%
Final Value$5.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-91.0%
Final Value$3.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-91.0%
Final Value$3.3K
Worst possible — still beats not investing
Best vs Worst gap5.5 pp
Your timing vs best-5.5%
Your timing vs worst+0.0%
If You Keep Investing…
Based on this stock's historical CAGR of -41.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -41.6% continues. Actual returns will vary.
Your DCA Results by Date
54 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Nov 10, 2021
$170,240.00
$10,000
$10,000
+0.00%
$0
Dec 10, 2021
$94,400.00
$10,500
$6,045
-42.43%
$-4,455
Jan 10, 2022
$89,280.00
$11,000
$6,217
-43.48%
$-4,783
Feb 10, 2022
$41,920.00
$11,500
$3,419
-70.27%
$-8,081
Mar 10, 2022
$29,766.40
$12,000
$2,928
-75.60%
$-9,072
Apr 11, 2022
$35,840.00
$12,500
$4,025
-67.80%
$-8,475
May 10, 2022
$34,240.00
$13,000
$4,346
-66.57%
$-8,654
Jun 10, 2022
$39,360.00
$13,500
$5,495
-59.29%
$-8,005
Jul 11, 2022
$37,760.00
$14,000
$5,772
-58.77%
$-8,228
Aug 10, 2022
$36,160.00
$14,500
$6,027
-58.43%
$-8,473
Sep 12, 2022
$32,960.00
$15,000
$5,994
-60.04%
$-9,006
Oct 10, 2022
$27,798.40
$15,500
$5,555
-64.16%
$-9,945
Nov 10, 2022
$23,232.00
$16,000
$5,143
-67.86%
$-10,857
Dec 12, 2022
$14,070.36
$16,500
$3,615
-78.09%
$-12,885
Jan 10, 2023
$17,596.80
$17,000
$5,021
-70.47%
$-11,979
Feb 10, 2023
$22,396.80
$17,500
$6,890
-60.63%
$-10,610
Mar 10, 2023
$19,043.20
$18,000
$6,358
-64.68%
$-11,642
Apr 10, 2023
$11,840.00
$18,500
$4,453
-75.93%
$-14,047
May 10, 2023
$9,283.20
$19,000
$3,992
-78.99%
$-15,008
Jun 12, 2023
$7,200.00
$19,500
$3,596
-81.56%
$-15,904
Jul 10, 2023
$8,035.20
$20,000
$4,513
-77.43%
$-15,487
Aug 10, 2023
$13,280.00
$20,500
$7,959
-61.18%
$-12,541
Sep 11, 2023
$6,784.00
$21,000
$4,566
-78.26%
$-16,434
Oct 10, 2023
$6,304.00
$21,500
$4,743
-77.94%
$-16,757
Nov 10, 2023
$5,328.00
$22,000
$4,508
-79.51%
$-17,492
Page 1 of 3
Frequently Asked Questions
Common questions about DCA investing in BJDX
Investing $500 per month in Bluejay Diagnostics, Inc. (BJDX) over the past 4 years would be worth approximately $3K today. That's -91.0% total return on $37K invested, with a -41.6% compound annual growth rate (CAGR).