Dollar cost averaging (DCA) in BPOP means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+161.2%
Final Value$125.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+148.2%
Final Value$119.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+135.9%
Final Value$113.2K
Worst possible — still beats not investing
Best vs Worst gap25.3 pp
Your timing vs best-13.0%
Your timing vs worst+12.3%
If You Keep Investing…
Based on this stock's historical CAGR of 15.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$22K~1.2x your moneyfrom $18K invested
5 Years$44K~1.5x your moneyfrom $30K invested
10 Years$133K~2.2x your moneyfrom $60K invested
20 Years$690K~5.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.5x your money
10 Years~2.2x your money
20 Years~5.8x your money
$100/mo
$4K+$871 est. gain
$9K+$3K est. gain
$27K+$15K est. gain
$138K+$114K est. gain
$250/mo
$11K+$2K est. gain
$22K+$7K est. gain
$66K+$36K est. gain
$345K+$285K est. gain
$500/mo
$22K+$4K est. gain
$44K+$14K est. gain
$133K+$73K est. gain
$690K+$570K est. gain
$1,000/mo
$45K+$9K est. gain
$87K+$27K est. gain
$266K+$146K est. gain
$1.4M+$1.1M est. gain
* Projection assumes historical CAGR of 15.4% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$58.93
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$56.76
$10,500
$10,132
-3.51%
$-368
Mar 2, 2020
$49.99
$11,000
$9,423
-14.33%
$-1,577
Apr 2, 2020
$32.78
$11,500
$6,779
-41.05%
$-4,721
May 4, 2020
$37.76
$12,000
$8,309
-30.76%
$-3,691
Jun 2, 2020
$38.92
$12,500
$9,150
-26.80%
$-3,350
Jul 2, 2020
$36.22
$13,000
$9,016
-30.65%
$-3,984
Aug 3, 2020
$36.92
$13,500
$9,690
-28.22%
$-3,810
Sep 2, 2020
$37.38
$14,000
$10,311
-26.35%
$-3,689
Oct 2, 2020
$37.80
$14,500
$11,035
-23.90%
$-3,465
Nov 2, 2020
$43.81
$15,000
$13,289
-11.41%
$-1,711
Dec 2, 2020
$50.26
$15,500
$15,746
+1.59%
$246
Jan 4, 2021
$55.23
$16,000
$17,933
+12.08%
$1,933
Feb 2, 2021
$61.21
$16,500
$20,375
+23.48%
$3,875
Mar 2, 2021
$67.93
$17,000
$23,111
+35.95%
$6,111
Apr 5, 2021
$71.17
$17,500
$24,847
+41.98%
$7,347
May 3, 2021
$75.09
$18,000
$26,716
+48.42%
$8,716
Jun 2, 2021
$80.70
$18,500
$29,375
+58.78%
$10,875
Jul 2, 2021
$75.51
$19,000
$27,986
+47.29%
$8,986
Aug 2, 2021
$72.19
$19,500
$27,256
+39.77%
$7,756
Sep 2, 2021
$75.48
$20,000
$28,998
+44.99%
$8,998
Oct 4, 2021
$80.01
$20,500
$31,425
+53.29%
$10,925
Nov 2, 2021
$80.69
$21,000
$32,192
+53.29%
$11,192
Dec 2, 2021
$79.89
$21,500
$32,373
+50.57%
$10,873
Jan 3, 2022
$82.73
$22,000
$34,215
+55.52%
$12,215
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Frequently Asked Questions
Common questions about DCA investing in BPOP
Investing $500 per month in Popular, Inc. (BPOP) over the past 6 years would be worth approximately $119K today. That's +148.2% total return on $48K invested, with a +15.4% compound annual growth rate (CAGR). This includes $8K from reinvested dividends.