Dollar cost averaging (DCA) in BTM means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-61.8%
Final Value$13.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-75.5%
Final Value$8.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-78.1%
Final Value$7.5K
Worst possible — still beats not investing
Best vs Worst gap16.4 pp
Your timing vs best-13.8%
Your timing vs worst+2.6%
If You Keep Investing…
Based on this stock's historical CAGR of -29.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -29.4% continues. Actual returns will vary.
Your DCA Results by Date
49 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Apr 19, 2022
$69.09
$10,000
$10,000
+0.00%
$0
May 19, 2022
$69.30
$10,500
$10,530
+0.29%
$30
Jun 21, 2022
$68.95
$11,000
$10,977
-0.21%
$-23
Jul 19, 2022
$69.30
$11,500
$11,533
+0.29%
$33
Aug 19, 2022
$69.37
$12,000
$12,045
+0.37%
$45
Sep 19, 2022
$69.65
$12,500
$12,593
+0.75%
$93
Oct 19, 2022
$69.72
$13,000
$13,106
+0.81%
$106
Nov 21, 2022
$69.65
$13,500
$13,593
+0.69%
$93
Dec 19, 2022
$70.21
$14,000
$14,202
+1.44%
$202
Jan 19, 2023
$71.33
$14,500
$14,929
+2.96%
$429
Feb 21, 2023
$71.68
$15,000
$15,502
+3.35%
$502
Mar 20, 2023
$72.17
$15,500
$16,108
+3.92%
$608
Apr 19, 2023
$72.52
$16,000
$16,686
+4.29%
$686
May 19, 2023
$72.66
$16,500
$17,218
+4.35%
$718
Jun 20, 2023
$72.73
$17,000
$17,735
+4.32%
$735
Jul 19, 2023
$22.05
$17,500
$5,877
-66.42%
$-11,623
Aug 21, 2023
$20.58
$18,000
$5,985
-66.75%
$-12,015
Sep 19, 2023
$18.69
$18,500
$5,935
-67.92%
$-12,565
Oct 19, 2023
$18.97
$19,000
$6,524
-65.66%
$-12,476
Nov 20, 2023
$15.05
$19,500
$5,676
-70.89%
$-13,824
Dec 19, 2023
$14.56
$20,000
$5,991
-70.04%
$-14,009
Jan 19, 2024
$15.75
$20,500
$6,981
-65.95%
$-13,519
Feb 20, 2024
$15.96
$21,000
$7,574
-63.93%
$-13,426
Mar 19, 2024
$16.80
$21,500
$8,473
-60.59%
$-13,027
Apr 19, 2024
$14.42
$22,000
$7,772
-64.67%
$-14,228
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Frequently Asked Questions
Common questions about DCA investing in BTM
Investing $500 per month in Bitcoin Depot Inc. (BTM) over the past 4 years would be worth approximately $8K today. That's -75.5% total return on $34K invested, with a -29.4% compound annual growth rate (CAGR).