Dollar cost averaging (DCA) in CLOV means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More CLOV Analysis
CLOV DCA Calculator
Dollar Cost Averaging — Clover Health Investments, Corp.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+20.8%
Final Value$55.0K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+5.3%
Final Value$47.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-7.8%
Final Value$42.0K
Worst possible — still beats not investing
Best vs Worst gap28.6 pp
Your timing vs best-15.5%
Your timing vs worst+13.0%
If You Keep Investing…
Based on this stock's historical CAGR of 0.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$31K~1.0x your moneyfrom $30K invested
10 Years$63K~1.0x your moneyfrom $60K invested
20 Years$131K~1.1x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.1x your money
$100/mo
$4K+$46 est. gain
$6K+$131 est. gain
$13K+$535 est. gain
$26K+$2K est. gain
$250/mo
$9K+$116 est. gain
$15K+$327 est. gain
$31K+$1K est. gain
$66K+$6K est. gain
$500/mo
$18K+$231 est. gain
$31K+$653 est. gain
$63K+$3K est. gain
$131K+$11K est. gain
$1,000/mo
$36K+$462 est. gain
$61K+$1K est. gain
$125K+$5K est. gain
$262K+$22K est. gain
* Projection assumes historical CAGR of 0.9% continues. Actual returns will vary.
Your DCA Results by Date
71 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jun 12, 2020
$10.20
$10,000
$10,000
+0.00%
$0
Jul 13, 2020
$11.10
$10,500
$11,382
+8.40%
$882
Aug 12, 2020
$10.51
$11,000
$11,277
+2.52%
$277
Sep 14, 2020
$11.75
$11,500
$13,108
+13.98%
$1,608
Oct 12, 2020
$10.68
$12,000
$12,414
+3.45%
$414
Nov 12, 2020
$9.94
$12,500
$12,054
-3.57%
$-446
Dec 14, 2020
$11.23
$13,000
$14,118
+8.60%
$1,118
Jan 12, 2021
$14.62
$13,500
$18,880
+39.85%
$5,380
Feb 12, 2021
$12.08
$14,000
$16,100
+15.00%
$2,100
Mar 12, 2021
$8.91
$14,500
$12,375
-14.65%
$-2,125
Apr 12, 2021
$7.82
$15,000
$11,361
-24.26%
$-3,639
May 12, 2021
$7.78
$15,500
$11,803
-23.85%
$-3,697
Jun 14, 2021
$14.66
$16,000
$22,741
+42.13%
$6,741
Jul 12, 2021
$9.68
$16,500
$15,516
-5.96%
$-984
Aug 12, 2021
$9.01
$17,000
$14,942
-12.11%
$-2,058
Sep 13, 2021
$8.37
$17,500
$14,381
-17.83%
$-3,119
Oct 12, 2021
$8.02
$18,000
$14,279
-20.67%
$-3,721
Nov 12, 2021
$7.16
$18,500
$13,248
-28.39%
$-5,252
Dec 13, 2021
$4.24
$19,000
$8,345
-56.08%
$-10,655
Jan 12, 2022
$3.17
$19,500
$6,739
-65.44%
$-12,761
Feb 14, 2022
$2.43
$20,000
$5,666
-71.67%
$-14,334
Mar 14, 2022
$2.66
$20,500
$6,702
-67.31%
$-13,798
Apr 12, 2022
$3.06
$21,000
$8,210
-60.90%
$-12,790
May 12, 2022
$2.29
$21,500
$6,644
-69.10%
$-14,856
Jun 13, 2022
$2.05
$22,000
$6,448
-70.69%
$-15,552
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Frequently Asked Questions
Common questions about DCA investing in CLOV
Investing $500 per month in Clover Health Investments, Corp. (CLOV) over the past 6 years would be worth approximately $47K today. That's +5.3% total return on $45K invested, with a +0.9% compound annual growth rate (CAGR).