Dollar cost averaging (DCA) in COE means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More COE Analysis
COE DCA Calculator
Dollar Cost Averaging — 51Talk Online Education Group
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+135.3%
Final Value$113.0K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+102.9%
Final Value$97.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+79.8%
Final Value$86.3K
Worst possible — still beats not investing
Best vs Worst gap55.6 pp
Your timing vs best-32.4%
Your timing vs worst+23.1%
If You Keep Investing…
Based on this stock's historical CAGR of 11.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.2x your moneyfrom $18K invested
5 Years$40K~1.3x your moneyfrom $30K invested
10 Years$110K~1.8x your moneyfrom $60K invested
20 Years$445K~3.7x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.3x your money
10 Years~1.8x your money
20 Years~3.7x your money
$100/mo
$4K+$656 est. gain
$8K+$2K est. gain
$22K+$10K est. gain
$89K+$65K est. gain
$250/mo
$11K+$2K est. gain
$20K+$5K est. gain
$55K+$25K est. gain
$223K+$163K est. gain
$500/mo
$21K+$3K est. gain
$40K+$10K est. gain
$110K+$50K est. gain
$445K+$325K est. gain
$1,000/mo
$43K+$7K est. gain
$80K+$20K est. gain
$220K+$100K est. gain
$891K+$651K est. gain
* Projection assumes historical CAGR of 11.8% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$42.36
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$52.08
$10,500
$12,795
+21.85%
$2,295
Mar 2, 2020
$110.52
$11,000
$27,652
+151.38%
$16,652
Apr 2, 2020
$116.04
$11,500
$29,533
+156.81%
$18,033
May 4, 2020
$99.00
$12,000
$25,696
+114.13%
$13,696
Jun 2, 2020
$93.16
$12,500
$24,680
+97.44%
$12,180
Jul 2, 2020
$101.00
$13,000
$27,257
+109.67%
$14,257
Aug 3, 2020
$113.60
$13,500
$31,158
+130.80%
$17,658
Sep 2, 2020
$78.72
$14,000
$22,091
+57.79%
$8,091
Oct 2, 2020
$87.11
$14,500
$24,945
+72.04%
$10,445
Nov 2, 2020
$100.40
$15,000
$29,251
+95.01%
$14,251
Dec 2, 2020
$120.52
$15,500
$35,613
+129.76%
$20,113
Jan 4, 2021
$109.76
$16,000
$32,934
+105.83%
$16,934
Feb 2, 2021
$98.12
$16,500
$29,941
+81.46%
$13,441
Mar 2, 2021
$101.96
$17,000
$31,613
+85.96%
$14,613
Apr 5, 2021
$80.00
$17,500
$25,304
+44.59%
$7,804
May 3, 2021
$81.60
$18,000
$26,310
+46.17%
$8,310
Jun 2, 2021
$40.44
$18,500
$13,539
-26.82%
$-4,961
Jul 2, 2021
$30.44
$19,000
$10,691
-43.73%
$-8,309
Aug 2, 2021
$11.16
$19,500
$4,420
-77.34%
$-15,080
Sep 2, 2021
$13.16
$20,000
$5,712
-71.44%
$-14,288
Oct 4, 2021
$9.28
$20,500
$4,528
-77.91%
$-15,972
Nov 2, 2021
$9.44
$21,000
$5,106
-75.69%
$-15,894
Dec 2, 2021
$6.72
$21,500
$4,135
-80.77%
$-17,365
Jan 3, 2022
$5.04
$22,000
$3,601
-83.63%
$-18,399
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Frequently Asked Questions
Common questions about DCA investing in COE
Investing $500 per month in 51Talk Online Education Group (COE) over the past 6 years would be worth approximately $97K today. That's +102.9% total return on $48K invested, with a +11.8% compound annual growth rate (CAGR).