Dollar cost averaging (DCA) in CPBI means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More CPBI Analysis
CPBI DCA Calculator
Dollar Cost Averaging — Central Plains Bancshares, Inc. Common Stock
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+58.4%
Final Value$40.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+56.9%
Final Value$39.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+54.4%
Final Value$39.4K
Worst possible — still beats not investing
Best vs Worst gap4.0 pp
Your timing vs best-1.5%
Your timing vs worst+2.5%
If You Keep Investing…
Based on this stock's historical CAGR of 19.3%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$24K~1.3x your moneyfrom $18K invested
5 Years$48K~1.6x your moneyfrom $30K invested
10 Years$164K~2.7x your moneyfrom $60K invested
20 Years$1.1M~9.4x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.6x your money
10 Years~2.7x your money
20 Years~9.4x your money
$100/mo
$5K+$1K est. gain
$10K+$4K est. gain
$33K+$21K est. gain
$225K+$201K est. gain
$250/mo
$12K+$3K est. gain
$24K+$9K est. gain
$82K+$52K est. gain
$561K+$501K est. gain
$500/mo
$24K+$6K est. gain
$48K+$18K est. gain
$164K+$104K est. gain
$1.1M+$1.0M est. gain
$1,000/mo
$47K+$11K est. gain
$96K+$36K est. gain
$327K+$207K est. gain
$2.2M+$2.0M est. gain
* Projection assumes historical CAGR of 19.3% continues. Actual returns will vary.
Your DCA Results by Date
31 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Oct 20, 2023
$9.10
$10,000
$10,000
+0.00%
$0
Nov 20, 2023
$9.93
$10,500
$11,412
+8.69%
$912
Dec 20, 2023
$9.79
$11,000
$11,751
+6.83%
$751
Jan 22, 2024
$10.73
$11,500
$13,379
+16.34%
$1,879
Feb 20, 2024
$10.23
$12,000
$13,256
+10.47%
$1,256
Mar 20, 2024
$10.27
$12,500
$13,808
+10.46%
$1,308
Apr 22, 2024
$10.25
$13,000
$14,281
+9.85%
$1,281
May 20, 2024
$10.01
$13,500
$14,447
+7.01%
$947
Jun 20, 2024
$10.12
$14,000
$15,105
+7.90%
$1,105
Jul 22, 2024
$10.70
$14,500
$16,471
+13.59%
$1,971
Aug 20, 2024
$11.58
$15,000
$18,326
+22.17%
$3,326
Sep 20, 2024
$12.02
$15,500
$19,522
+25.95%
$4,022
Oct 21, 2024
$13.89
$16,000
$23,059
+44.12%
$7,059
Nov 20, 2024
$14.50
$16,500
$24,572
+48.92%
$8,072
Dec 20, 2024
$15.17
$17,000
$26,207
+54.16%
$9,207
Jan 21, 2025
$14.52
$17,500
$25,584
+46.20%
$8,084
Feb 20, 2025
$14.75
$18,000
$26,490
+47.16%
$8,490
Mar 20, 2025
$14.85
$18,500
$27,169
+46.86%
$8,669
Apr 21, 2025
$14.53
$19,000
$27,084
+42.55%
$8,084
May 20, 2025
$14.97
$19,500
$28,404
+45.66%
$8,904
Jun 20, 2025
$15.05
$20,000
$29,056
+45.28%
$9,056
Jul 21, 2025
$14.95
$20,500
$29,363
+43.23%
$8,863
Aug 20, 2025
$15.38
$21,000
$30,707
+46.22%
$9,707
Sep 22, 2025
$16.23
$21,500
$32,904
+53.04%
$11,404
Oct 20, 2025
$15.98
$22,000
$32,897
+49.53%
$10,897
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Frequently Asked Questions
Common questions about DCA investing in CPBI
Investing $500 per month in Central Plains Bancshares, Inc. Common Stock (CPBI) over the past 3 years would be worth approximately $39K today. That's +56.9% total return on $25K invested, with a +19.3% compound annual growth rate (CAGR).