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Central Plains Bancshares, Inc. Common Stock (CPBI) Total Return Calculator with Dividends Reinvested

Central Plains Bancshares, Inc. Common Stock

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The total return for Central Plains Bancshares, Inc. Common Stock (CPBI) stock is +18.26% over the past 12 months. So far it's up 3.05% this year. The 5-year total return is +92.86%, meaning $10,000 invested in CPBI stock 5 years ago would be worth $19,286 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in CPBI 1 year ago, it would be worth $11,826 today — you'd have gained $1,826.

With Dividends Reinvested$11,826+18.26%

Price Only (No DRIP)$11,826+18.26%

Period2025-05-08 → 2026-05-07

Price

Total Return (DRIP)

S&P 500

If You Invested $10,000 in CPBI

1Y$11,826+$1,826 (+18.3%)18.3% CAGR

3Y$19,286+$9,286 (+92.9%)24.5% CAGR

5Y$19,286+$9,286 (+92.9%)14.0% CAGR

10Y$19,286+$9,286 (+92.9%)6.8% CAGR

15Y$19,286+$9,286 (+92.9%)4.5% CAGR

20Y$19,286+$9,286 (+92.9%)3.3% CAGR

30Y$19,286+$9,286 (+92.9%)2.2% CAGR

Central Plains Bancshares, Inc. Common Stock did not pay dividends during this period. Total return = price return.

Loading CPBI total return...

As of 2026-05-08

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+3.05%	—	+3.05%	—	$10,305
1Y	+18.26%	18.26%	+18.26%	—	$11,826
3Y	+92.86%	24.47%	+92.86%	—	$19,286
5Y	+92.86%	14.04%	+92.86%	—	$19,286
10Y	+92.86%	6.79%	+92.86%	—	$19,286
15Y	+92.86%	4.48%	+92.86%	—	$19,286
20Y	+92.86%	3.34%	+92.86%	—	$19,286
30Y	+92.86%	2.21%	+92.86%	—	$19,286

Risk & Highlights

Best Year+41.67%2024

Worst Year+12.09%2023

Max Drawdown-4.95%2025-10-08 → 2025-11-19 · Recovered 2025-12-10

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+4.35%	+4.35%	—	+0.41%	+3.9pp
2025	+14.17%	+14.17%	—	+16.64%	-2.5pp
2024	+41.67%	+41.67%	—	+24.00%	+17.7pp
2023	+12.09%	+12.09%	—	+24.81%	-12.7pp

CPBI underperformed the S&P 500 by 12.11pp over the past year (+18.26% vs +30.37%).

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CPBI Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
CPBICentral Plains Bancshares, Inc. Common Stock	$74M	+1.6%	+3.1%	+18.3%	—	+92.9%	+92.9%	+92.9%
FFINFirst Financial Bankshares, Inc.	$4.6B	+6.1%	+8.5%	-3.2%	+2.2pp	+29.1%	-28.2%	+145.4%
MBWMMercantile Bank Corporation	$898M	-0.0%	+10.1%	+23.6%	+3.5pp	+127.3%	+78.4%	+178.2%
CZWICitizens Community Bancorp, Inc.	$203M	+2.9%	+21.5%	+45.6%	+0.7pp	+160.0%	+71.2%	+157.0%
FBIZFirst Business Financial Services, Inc.	$473M	+0.4%	+7.1%	+21.0%	+3.2pp	+136.5%	+130.9%	+161.7%
BANFBancFirst Corporation	$3.8B	+2.3%	+6.8%	-4.8%	+1.6pp	+64.4%	+65.3%	+323.2%
BOKFBOK Financial Corporation	$10.3B	+1.9%	+13.0%	+44.8%	+2.6pp	+79.4%	+59.4%	+168.5%
SBCFSeacoast Banking Corporation of Florida	$3.0B	-0.1%	-1.2%	+31.5%	+3.1pp	+67.4%	-10.7%	+121.9%
GABCGerman American Bancorp, Inc.	$1.7B	+2.3%	+14.2%	+17.8%	+3.1pp	+73.2%	+15.9%	+146.5%
QCRHQCR Holdings, Inc.	$1.5B	+3.9%	+11.5%	+39.1%	+0.4pp	+144.5%	+91.7%	+257.6%
FNFFidelity National Financial, Inc.	$13.5B	+7.9%	-6.4%	-18.7%	+3.1pp	+63.6%	+33.8%	+170.1%

Compare:CPBI vs FFIN CPBI vs MBWM CPBI vs CZWI CPBI vs FFIN vs MBWM

About CPBI Dividend Returns

Central Plains Bancshares, Inc. Common Stock (CPBI) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of CPBI over the past year?

Central Plains Bancshares, Inc. Common Stock (CPBI) delivered a return of 18.26% over the past year. Since CPBI does not currently pay dividends, the total return equals the price-only return.

Q2How much would $10,000 invested in CPBI be worth today?

A $10,000 investment in Central Plains Bancshares, Inc. Common Stock one year ago would be worth $11,826 today, representing a gain of $1,826.

Q3Does CPBI pay dividends?

Central Plains Bancshares, Inc. Common Stock (CPBI) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends. For CPBI, the total return equals the price-only return.

Q4Did CPBI beat the S&P 500?

No, Central Plains Bancshares, Inc. Common Stock (CPBI) underperformed the S&P 500 by 12.11 percentage points over the past year. CPBI delivered a total return of 18.26%, compared to the S&P 500's 30.37%. This means a passive S&P 500 index fund outperformed CPBI by 12.11pp during this period.

Q5What is CPBI's worst drawdown?

Central Plains Bancshares, Inc. Common Stock (CPBI) experienced a maximum drawdown of -4.95% over the past year, declining from its peak on 2025-10-08 to its trough on 2025-11-19. The stock recovered to its prior peak by 2025-12-10. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is CPBI's long-term total return over 10, 20, or 30 years?

Here are Central Plains Bancshares, Inc. Common Stock (CPBI)'s long-term returns with dividends reinvested. Over 10 years, the total return is 92.9% (6.8% CAGR) — $10,000 would have grown to $19,286. Over 20 years: 92.9% total return (3.3% CAGR) — $10,000 → $19,286. Over 30 years: 92.9% total return (2.2% CAGR) — $10,000 → $19,286. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was CPBI's best and worst year?

Central Plains Bancshares, Inc. Common Stock's best calendar year was 2024 with a total return of 41.7%. Its worst year was 2023 with a total return of 12.1%. This range shows the volatility investors should expect — the difference between the best and worst year is 29.6 percentage points.