Dollar cost averaging (DCA) in CTLP means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+63.4%
Final Value$78.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+50.9%
Final Value$72.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+41.7%
Final Value$68.0K
Worst possible — still beats not investing
Best vs Worst gap21.7 pp
Your timing vs best-12.5%
Your timing vs worst+9.2%
If You Keep Investing…
Based on this stock's historical CAGR of 6.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$20K~1.1x your moneyfrom $18K invested
5 Years$35K~1.2x your moneyfrom $30K invested
10 Years$84K~1.4x your moneyfrom $60K invested
20 Years$245K~2.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.2x your money
10 Years~1.4x your money
20 Years~2.0x your money
$100/mo
$4K+$364 est. gain
$7K+$1K est. gain
$17K+$5K est. gain
$49K+$25K est. gain
$250/mo
$10K+$909 est. gain
$18K+$3K est. gain
$42K+$12K est. gain
$123K+$63K est. gain
$500/mo
$20K+$2K est. gain
$35K+$5K est. gain
$84K+$24K est. gain
$245K+$125K est. gain
$1,000/mo
$40K+$4K est. gain
$71K+$11K est. gain
$168K+$48K est. gain
$491K+$251K est. gain
* Projection assumes historical CAGR of 6.7% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$7.34
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$8.35
$10,500
$11,876
+13.10%
$1,376
Mar 2, 2020
$8.01
$11,000
$11,892
+8.11%
$892
Apr 2, 2020
$4.70
$11,500
$7,478
-34.97%
$-4,022
May 4, 2020
$6.51
$12,000
$10,858
-9.52%
$-1,142
Jun 2, 2020
$6.95
$12,500
$12,092
-3.27%
$-408
Jul 2, 2020
$7.05
$13,000
$12,766
-1.80%
$-234
Aug 3, 2020
$7.12
$13,500
$13,393
-0.80%
$-107
Sep 2, 2020
$8.85
$14,000
$17,147
+22.48%
$3,147
Oct 2, 2020
$8.64
$14,500
$17,240
+18.90%
$2,740
Nov 2, 2020
$8.28
$15,000
$17,021
+13.48%
$2,021
Dec 2, 2020
$8.42
$15,500
$17,809
+14.90%
$2,309
Jan 4, 2021
$10.64
$16,000
$23,005
+43.78%
$7,005
Feb 2, 2021
$10.15
$16,500
$22,445
+36.03%
$5,945
Mar 2, 2021
$10.64
$17,000
$24,029
+41.35%
$7,029
Apr 5, 2021
$12.78
$17,500
$29,362
+67.78%
$11,862
May 3, 2021
$10.63
$18,000
$24,922
+38.46%
$6,922
Jun 2, 2021
$12.31
$18,500
$29,361
+58.71%
$10,861
Jul 2, 2021
$12.25
$19,000
$29,718
+56.41%
$10,718
Aug 2, 2021
$10.09
$19,500
$24,978
+28.09%
$5,478
Sep 2, 2021
$10.21
$20,000
$25,775
+28.87%
$5,775
Oct 4, 2021
$10.64
$20,500
$27,360
+33.47%
$6,860
Nov 2, 2021
$12.10
$21,000
$31,615
+50.55%
$10,615
Dec 2, 2021
$9.07
$21,500
$24,198
+12.55%
$2,698
Jan 3, 2022
$8.55
$22,000
$23,311
+5.96%
$1,311
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Frequently Asked Questions
Common questions about DCA investing in CTLP
Investing $500 per month in Cantaloupe, Inc. (CTLP) over the past 6 years would be worth approximately $72K today. That's +50.9% total return on $48K invested, with a +6.7% compound annual growth rate (CAGR).