Dollar cost averaging (DCA) in CTRI means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+98.1%
Final Value$44.6K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+89.1%
Final Value$41.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+80.2%
Final Value$40.5K
Worst possible — still beats not investing
Best vs Worst gap17.9 pp
Your timing vs best-9.0%
Your timing vs worst+8.9%
If You Keep Investing…
Based on this stock's historical CAGR of 36.5%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$29K~1.6x your moneyfrom $18K invested
5 Years$71K~2.4x your moneyfrom $30K invested
10 Years$408K~6.8x your moneyfrom $60K invested
20 Years$9.6M~79.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.6x your money
5 Years~2.4x your money
10 Years~6.8x your money
20 Years~79.8x your money
$100/mo
$6K+$2K est. gain
$14K+$8K est. gain
$82K+$70K est. gain
$1.9M+$1.9M est. gain
$250/mo
$15K+$6K est. gain
$36K+$21K est. gain
$204K+$174K est. gain
$4.8M+$4.7M est. gain
$500/mo
$29K+$11K est. gain
$71K+$41K est. gain
$408K+$348K est. gain
$9.6M+$9.5M est. gain
$1,000/mo
$59K+$23K est. gain
$142K+$82K est. gain
$817K+$697K est. gain
$19.1M+$18.9M est. gain
* Projection assumes historical CAGR of 36.5% continues. Actual returns will vary.
Your DCA Results by Date
25 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Apr 18, 2024
$23.13
$10,000
$10,000
+0.00%
$0
May 20, 2024
$27.25
$10,500
$12,281
+16.96%
$1,781
Jun 18, 2024
$26.35
$11,000
$12,376
+12.51%
$1,376
Jul 18, 2024
$20.76
$11,500
$10,250
-10.87%
$-1,250
Aug 19, 2024
$16.13
$12,000
$8,464
-29.47%
$-3,536
Sep 18, 2024
$16.60
$12,500
$9,211
-26.31%
$-3,289
Oct 18, 2024
$18.74
$13,000
$10,898
-16.17%
$-2,102
Nov 18, 2024
$20.57
$13,500
$12,462
-7.69%
$-1,038
Dec 18, 2024
$19.45
$14,000
$12,284
-12.26%
$-1,716
Jan 21, 2025
$22.58
$14,500
$14,761
+1.80%
$261
Feb 18, 2025
$19.84
$15,000
$13,470
-10.20%
$-1,530
Mar 18, 2025
$16.42
$15,500
$11,648
-24.85%
$-3,852
Apr 21, 2025
$16.61
$16,000
$12,282
-23.23%
$-3,718
May 19, 2025
$18.96
$16,500
$14,520
-12.00%
$-1,980
Jun 18, 2025
$20.75
$17,000
$16,391
-3.58%
$-609
Jul 18, 2025
$20.76
$17,500
$16,899
-3.43%
$-601
Aug 18, 2025
$20.82
$18,000
$17,448
-3.07%
$-552
Sep 18, 2025
$21.80
$18,500
$18,769
+1.45%
$269
Oct 20, 2025
$20.53
$19,000
$18,176
-4.34%
$-824
Nov 18, 2025
$19.98
$19,500
$18,189
-6.72%
$-1,311
Dec 18, 2025
$25.88
$20,000
$24,060
+20.30%
$4,060
Jan 20, 2026
$27.83
$20,500
$26,373
+28.65%
$5,873
Feb 18, 2026
$30.89
$21,000
$29,772
+41.77%
$8,772
Mar 18, 2026
$30.50
$21,500
$29,896
+39.05%
$8,396
Apr 20, 2026
$33.10
$22,000
$32,945
+49.75%
$10,945
Frequently Asked Questions
Common questions about DCA investing in CTRI
Investing $500 per month in Centuri Holdings, Inc. (CTRI) over the past 2 years would be worth approximately $42K today. That's +89.1% total return on $22K invested, with a +36.5% compound annual growth rate (CAGR).