Dollar cost averaging (DCA) in DCO means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+212.1%
Final Value$149.8K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+192.8%
Final Value$140.5K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+174.5%
Final Value$131.8K
Worst possible — still beats not investing
Best vs Worst gap37.5 pp
Your timing vs best-19.3%
Your timing vs worst+18.3%
If You Keep Investing…
Based on this stock's historical CAGR of 18.5%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$47K~1.6x your moneyfrom $30K invested
10 Years$156K~2.6x your moneyfrom $60K invested
20 Years$1.0M~8.4x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.6x your money
10 Years~2.6x your money
20 Years~8.4x your money
$100/mo
$5K+$1K est. gain
$9K+$3K est. gain
$31K+$19K est. gain
$201K+$177K est. gain
$250/mo
$12K+$3K est. gain
$23K+$8K est. gain
$78K+$48K est. gain
$503K+$443K est. gain
$500/mo
$23K+$5K est. gain
$47K+$17K est. gain
$156K+$96K est. gain
$1.0M+$887K est. gain
$1,000/mo
$47K+$11K est. gain
$94K+$34K est. gain
$312K+$192K est. gain
$2.0M+$1.8M est. gain
* Projection assumes historical CAGR of 18.5% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$44.45
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$39.40
$10,500
$9,364
-10.82%
$-1,136
Mar 2, 2020
$45.21
$11,000
$11,245
+2.22%
$245
Apr 2, 2020
$22.40
$11,500
$6,071
-47.21%
$-5,429
May 4, 2020
$26.00
$12,000
$7,547
-37.11%
$-4,453
Jun 2, 2020
$32.34
$12,500
$9,887
-20.90%
$-2,613
Jul 2, 2020
$34.01
$13,000
$10,898
-16.17%
$-2,102
Aug 3, 2020
$36.19
$13,500
$12,097
-10.40%
$-1,403
Sep 2, 2020
$38.36
$14,000
$13,322
-4.84%
$-678
Oct 2, 2020
$34.13
$14,500
$12,353
-14.81%
$-2,147
Nov 2, 2020
$34.18
$15,000
$12,871
-14.19%
$-2,129
Dec 2, 2020
$51.04
$15,500
$19,720
+27.22%
$4,220
Jan 4, 2021
$52.08
$16,000
$20,622
+28.89%
$4,622
Feb 2, 2021
$53.00
$16,500
$21,486
+30.22%
$4,986
Mar 2, 2021
$56.93
$17,000
$23,579
+38.70%
$6,579
Apr 5, 2021
$64.43
$17,500
$27,186
+55.35%
$9,686
May 3, 2021
$59.75
$18,000
$25,711
+42.84%
$7,711
Jun 2, 2021
$53.95
$18,500
$23,715
+28.19%
$5,215
Jul 2, 2021
$54.56
$19,000
$24,483
+28.86%
$5,483
Aug 2, 2021
$54.66
$19,500
$25,028
+28.35%
$5,528
Sep 2, 2021
$52.35
$20,000
$24,470
+22.35%
$4,470
Oct 4, 2021
$51.06
$20,500
$24,367
+18.87%
$3,867
Nov 2, 2021
$50.12
$21,000
$24,419
+16.28%
$3,419
Dec 2, 2021
$43.87
$21,500
$21,874
+1.74%
$374
Jan 3, 2022
$47.72
$22,000
$24,293
+10.42%
$2,293
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Frequently Asked Questions
Common questions about DCA investing in DCO
Investing $500 per month in Ducommun Incorporated (DCO) over the past 6 years would be worth approximately $141K today. That's +192.8% total return on $48K invested, with a +18.5% compound annual growth rate (CAGR).