Dollar cost averaging (DCA) in DEFT means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-47.6%
Final Value$10.7K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-54.7%
Final Value$9.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-56.7%
Final Value$8.9K
Worst possible — still beats not investing
Best vs Worst gap9.0 pp
Your timing vs best-7.1%
Your timing vs worst+2.0%
If You Keep Investing…
Based on this stock's historical CAGR of -36.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -36.8% continues. Actual returns will vary.
Your DCA Results by Date
21 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Aug 15, 2024
$1.70
$10,000
$10,000
+0.00%
$0
Sep 16, 2024
$1.99
$10,500
$12,206
+16.25%
$1,706
Oct 15, 2024
$2.01
$11,000
$12,829
+16.62%
$1,829
Nov 15, 2024
$2.10
$11,500
$13,903
+20.90%
$2,403
Dec 16, 2024
$3.32
$12,000
$22,480
+87.33%
$10,480
Jan 15, 2025
$3.04
$12,500
$21,084
+68.67%
$8,584
Feb 18, 2025
$3.04
$13,000
$21,584
+66.03%
$8,584
Mar 17, 2025
$2.45
$13,500
$17,895
+32.56%
$4,395
Apr 15, 2025
$2.26
$14,000
$17,007
+21.48%
$3,007
May 15, 2025
$3.85
$14,500
$29,473
+103.26%
$14,973
Jun 16, 2025
$2.84
$15,000
$22,241
+48.27%
$7,241
Jul 15, 2025
$3.28
$15,500
$26,187
+68.95%
$10,687
Aug 15, 2025
$2.31
$16,000
$18,942
+18.39%
$2,942
Sep 15, 2025
$2.60
$16,500
$21,820
+32.24%
$5,320
Oct 15, 2025
$2.06
$17,000
$17,788
+4.64%
$788
Nov 17, 2025
$1.05
$17,500
$9,567
-45.33%
$-7,933
Dec 15, 2025
$1.01
$18,000
$9,702
-46.10%
$-8,298
Jan 15, 2026
$1.10
$18,500
$11,067
-40.18%
$-7,433
Feb 17, 2026
$0.72
$19,000
$7,718
-59.38%
$-11,282
Mar 16, 2026
$0.66
$19,500
$7,633
-60.86%
$-11,867
Apr 15, 2026
$0.77
$20,000
$9,371
-53.14%
$-10,629
Frequently Asked Questions
Common questions about DCA investing in DEFT
Investing $500 per month in DeFi Technologies Inc. (DEFT) over the past 2 years would be worth approximately $9K today. That's -54.7% total return on $20K invested, with a -36.8% compound annual growth rate (CAGR).