Dollar cost averaging (DCA) in DGII means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+183.2%
Final Value$136.0K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+165.8%
Final Value$127.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+149.0%
Final Value$119.5K
Worst possible — still beats not investing
Best vs Worst gap34.2 pp
Your timing vs best-17.5%
Your timing vs worst+16.8%
If You Keep Investing…
Based on this stock's historical CAGR of 16.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$23K~1.3x your moneyfrom $18K invested
5 Years$45K~1.5x your moneyfrom $30K invested
10 Years$142K~2.4x your moneyfrom $60K invested
20 Years$805K~6.7x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.5x your money
10 Years~2.4x your money
20 Years~6.7x your money
$100/mo
$5K+$948 est. gain
$9K+$3K est. gain
$28K+$16K est. gain
$161K+$137K est. gain
$250/mo
$11K+$2K est. gain
$22K+$7K est. gain
$71K+$41K est. gain
$403K+$343K est. gain
$500/mo
$23K+$5K est. gain
$45K+$15K est. gain
$142K+$82K est. gain
$805K+$685K est. gain
$1,000/mo
$45K+$9K est. gain
$90K+$30K est. gain
$284K+$164K est. gain
$1.6M+$1.4M est. gain
* Projection assumes historical CAGR of 16.7% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$17.63
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$14.36
$10,500
$8,645
-17.66%
$-1,855
Mar 2, 2020
$13.32
$11,000
$8,519
-22.55%
$-2,481
Apr 2, 2020
$9.07
$11,500
$6,301
-45.21%
$-5,199
May 4, 2020
$10.79
$12,000
$7,996
-33.37%
$-4,004
Jun 2, 2020
$11.21
$12,500
$8,807
-29.54%
$-3,693
Jul 2, 2020
$11.19
$13,000
$9,291
-28.53%
$-3,709
Aug 3, 2020
$12.59
$13,500
$10,954
-18.86%
$-2,546
Sep 2, 2020
$14.13
$14,000
$12,794
-8.62%
$-1,206
Oct 2, 2020
$15.65
$14,500
$14,670
+1.17%
$170
Nov 2, 2020
$15.13
$15,000
$14,682
-2.12%
$-318
Dec 2, 2020
$16.97
$15,500
$16,968
+9.47%
$1,468
Jan 4, 2021
$18.78
$16,000
$19,278
+20.49%
$3,278
Feb 2, 2021
$19.60
$16,500
$20,620
+24.97%
$4,120
Mar 2, 2021
$23.46
$17,000
$25,180
+48.12%
$8,180
Apr 5, 2021
$19.48
$17,500
$21,408
+22.33%
$3,908
May 3, 2021
$18.20
$18,000
$20,502
+13.90%
$2,502
Jun 2, 2021
$18.95
$18,500
$21,847
+18.09%
$3,347
Jul 2, 2021
$20.02
$19,000
$23,580
+24.11%
$4,580
Aug 2, 2021
$20.92
$19,500
$25,140
+28.92%
$5,640
Sep 2, 2021
$22.17
$20,000
$27,142
+35.71%
$7,142
Oct 4, 2021
$20.77
$20,500
$25,928
+26.48%
$5,428
Nov 2, 2021
$23.01
$21,000
$29,225
+39.17%
$8,225
Dec 2, 2021
$22.36
$21,500
$28,899
+34.41%
$7,399
Jan 3, 2022
$25.38
$22,000
$33,302
+51.37%
$11,302
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Frequently Asked Questions
Common questions about DCA investing in DGII
Investing $500 per month in Digi International Inc. (DGII) over the past 6 years would be worth approximately $128K today. That's +165.8% total return on $48K invested, with a +16.7% compound annual growth rate (CAGR).