Dollar cost averaging (DCA) in EWBC means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+138.8%
Final Value$114.6K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+126.5%
Final Value$108.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+113.3%
Final Value$102.4K
Worst possible — still beats not investing
Best vs Worst gap25.5 pp
Your timing vs best-12.4%
Your timing vs worst+13.1%
If You Keep Investing…
Based on this stock's historical CAGR of 13.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$22K~1.2x your moneyfrom $18K invested
5 Years$42K~1.4x your moneyfrom $30K invested
10 Years$122K~2.0x your moneyfrom $60K invested
20 Years$564K~4.7x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.4x your money
10 Years~2.0x your money
20 Years~4.7x your money
$100/mo
$4K+$772 est. gain
$8K+$2K est. gain
$24K+$12K est. gain
$113K+$89K est. gain
$250/mo
$11K+$2K est. gain
$21K+$6K est. gain
$61K+$31K est. gain
$282K+$222K est. gain
$500/mo
$22K+$4K est. gain
$42K+$12K est. gain
$122K+$62K est. gain
$564K+$444K est. gain
$1,000/mo
$44K+$8K est. gain
$84K+$24K est. gain
$244K+$124K est. gain
$1.1M+$888K est. gain
* Projection assumes historical CAGR of 13.8% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$49.56
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$46.48
$10,500
$9,935
-5.38%
$-565
Mar 2, 2020
$40.43
$11,000
$9,142
-16.89%
$-1,858
Apr 2, 2020
$24.23
$11,500
$5,979
-48.01%
$-5,521
May 4, 2020
$33.74
$12,000
$8,893
-25.89%
$-3,107
Jun 2, 2020
$36.02
$12,500
$9,994
-20.05%
$-2,506
Jul 2, 2020
$34.79
$13,000
$10,152
-21.90%
$-2,848
Aug 3, 2020
$35.32
$13,500
$10,887
-19.35%
$-2,613
Sep 2, 2020
$36.77
$14,000
$11,834
-15.47%
$-2,166
Oct 2, 2020
$33.57
$14,500
$11,304
-22.04%
$-3,196
Nov 2, 2020
$37.17
$15,000
$13,111
-12.59%
$-1,889
Dec 2, 2020
$45.68
$15,500
$16,613
+7.18%
$1,113
Jan 4, 2021
$51.14
$16,000
$19,099
+19.37%
$3,099
Feb 2, 2021
$63.27
$16,500
$24,129
+46.23%
$7,629
Mar 2, 2021
$73.11
$17,000
$28,521
+67.77%
$11,521
Apr 5, 2021
$74.33
$17,500
$29,497
+68.55%
$11,997
May 3, 2021
$76.22
$18,000
$30,878
+71.54%
$12,878
Jun 2, 2021
$74.57
$18,500
$30,709
+66.00%
$12,209
Jul 2, 2021
$72.47
$19,000
$30,345
+59.71%
$11,345
Aug 2, 2021
$70.80
$19,500
$30,283
+55.30%
$10,783
Sep 2, 2021
$73.27
$20,000
$31,839
+59.20%
$11,839
Oct 4, 2021
$78.89
$20,500
$34,781
+69.67%
$14,281
Nov 2, 2021
$81.97
$21,000
$36,789
+75.19%
$15,789
Dec 2, 2021
$78.41
$21,500
$35,692
+66.01%
$14,192
Jan 3, 2022
$79.81
$22,000
$36,829
+67.40%
$14,829
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Frequently Asked Questions
Common questions about DCA investing in EWBC
Investing $500 per month in East West Bancorp, Inc. (EWBC) over the past 6 years would be worth approximately $109K today. That's +126.5% total return on $48K invested, with a +13.8% compound annual growth rate (CAGR). This includes $8K from reinvested dividends.