Dollar cost averaging (DCA) in FGI means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+11.7%
Final Value$40.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+0.6%
Final Value$35.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-13.5%
Final Value$31.1K
Worst possible — still beats not investing
Best vs Worst gap25.2 pp
Your timing vs best-11.1%
Your timing vs worst+14.0%
If You Keep Investing…
Based on this stock's historical CAGR of 0.1%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$122K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$7 est. gain
$6K+$19 est. gain
$12K+$78 est. gain
$24K+$315 est. gain
$250/mo
$9K+$17 est. gain
$15K+$48 est. gain
$30K+$195 est. gain
$61K+$787 est. gain
$500/mo
$18K+$34 est. gain
$30K+$96 est. gain
$60K+$390 est. gain
$122K+$2K est. gain
$1,000/mo
$36K+$69 est. gain
$60K+$193 est. gain
$121K+$780 est. gain
$243K+$3K est. gain
* Projection assumes historical CAGR of 0.1% continues. Actual returns will vary.
Your DCA Results by Date
52 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 25, 2022
$19.50
$10,000
$10,000
+0.00%
$0
Feb 25, 2022
$15.05
$10,500
$8,218
-21.73%
$-2,282
Mar 25, 2022
$19.80
$11,000
$11,312
+2.83%
$312
Apr 25, 2022
$11.50
$11,500
$7,070
-38.52%
$-4,430
May 25, 2022
$10.85
$12,000
$7,170
-40.25%
$-4,830
Jun 27, 2022
$12.25
$12,500
$8,595
-31.24%
$-3,905
Jul 25, 2022
$11.75
$13,000
$8,745
-32.73%
$-4,255
Aug 25, 2022
$14.50
$13,500
$11,291
-16.36%
$-2,209
Sep 26, 2022
$10.60
$14,000
$8,754
-37.47%
$-5,246
Oct 25, 2022
$12.75
$14,500
$11,030
-23.93%
$-3,470
Nov 25, 2022
$11.90
$15,000
$10,795
-28.04%
$-4,205
Dec 27, 2022
$10.10
$15,500
$9,662
-37.67%
$-5,838
Jan 25, 2023
$11.10
$16,000
$11,118
-30.51%
$-4,882
Feb 27, 2023
$9.75
$16,500
$10,266
-37.78%
$-6,234
Mar 27, 2023
$9.75
$17,000
$10,766
-36.67%
$-6,234
Apr 25, 2023
$8.90
$17,500
$10,328
-40.99%
$-7,172
May 25, 2023
$8.95
$18,000
$10,886
-39.52%
$-7,114
Jun 26, 2023
$8.65
$18,500
$11,021
-40.43%
$-7,479
Jul 25, 2023
$8.95
$19,000
$11,903
-37.35%
$-7,097
Aug 25, 2023
$8.40
$19,500
$11,672
-40.15%
$-7,828
Sep 25, 2023
$7.80
$20,000
$11,338
-43.31%
$-8,662
Oct 25, 2023
$7.25
$20,500
$11,038
-46.15%
$-9,462
Nov 27, 2023
$7.50
$21,000
$11,919
-43.24%
$-9,081
Dec 26, 2023
$7.65
$21,500
$12,657
-41.13%
$-8,843
Jan 25, 2024
$8.41
$22,000
$14,415
-34.48%
$-7,585
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Frequently Asked Questions
Common questions about DCA investing in FGI
Investing $500 per month in FGI Industries Ltd. (FGI) over the past 4 years would be worth approximately $36K today. That's +0.6% total return on $36K invested, with a +0.1% compound annual growth rate (CAGR).