Dollar cost averaging (DCA) in FGMC means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+25.3%
Final Value$36.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+32.2%
Final Value$45.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+20.9%
Final Value$35.7K
Worst possible — still beats not investing
Best vs Worst gap4.3 pp
Your timing vs best+6.9%
Your timing vs worst+11.2%
If You Keep Investing…
Based on this stock's historical CAGR of 7.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$20K~1.1x your moneyfrom $18K invested
5 Years$36K~1.2x your moneyfrom $30K invested
10 Years$85K~1.4x your moneyfrom $60K invested
20 Years$252K~2.1x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.2x your money
10 Years~1.4x your money
20 Years~2.1x your money
$100/mo
$4K+$378 est. gain
$7K+$1K est. gain
$17K+$5K est. gain
$50K+$26K est. gain
$250/mo
$10K+$944 est. gain
$18K+$3K est. gain
$43K+$13K est. gain
$126K+$66K est. gain
$500/mo
$20K+$2K est. gain
$36K+$6K est. gain
$85K+$25K est. gain
$252K+$132K est. gain
$1,000/mo
$40K+$4K est. gain
$71K+$11K est. gain
$171K+$51K est. gain
$505K+$265K est. gain
* Projection assumes historical CAGR of 7.0% continues. Actual returns will vary.
Your DCA Results by Date
50 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Apr 19, 2022
$9.96
$10,000
$10,000
+0.00%
$0
May 19, 2022
$9.93
$10,500
$10,470
-0.29%
$-30
Jun 21, 2022
$9.95
$11,000
$10,991
-0.08%
$-9
Jul 19, 2022
$9.99
$11,500
$11,535
+0.31%
$35
Aug 19, 2022
$10.00
$12,000
$12,047
+0.39%
$47
Sep 19, 2022
$9.99
$12,500
$12,535
+0.28%
$35
Oct 19, 2022
$10.03
$13,000
$13,085
+0.65%
$85
Nov 21, 2022
$10.12
$13,500
$13,702
+1.50%
$202
Dec 19, 2022
$10.15
$14,000
$14,243
+1.73%
$243
Jan 19, 2023
$10.28
$14,500
$14,925
+2.93%
$425
Feb 21, 2023
$10.36
$15,000
$15,541
+3.61%
$541
Mar 20, 2023
$10.44
$15,500
$16,161
+4.27%
$661
Apr 19, 2023
$10.44
$16,000
$16,661
+4.13%
$661
May 19, 2023
$10.50
$16,500
$17,257
+4.59%
$757
Jun 20, 2023
$10.55
$17,000
$17,839
+4.94%
$839
Jul 19, 2023
$10.69
$17,500
$18,576
+6.15%
$1,076
Aug 21, 2023
$8.81
$18,000
$15,809
-12.17%
$-2,191
Mar 11, 2024
$4.82
$18,500
$9,149
-50.54%
$-9,351
Mar 11, 2024
$4.82
$19,000
$9,649
-49.21%
$-9,351
Mar 11, 2024
$4.82
$19,500
$10,149
-47.95%
$-9,351
Mar 11, 2024
$4.82
$20,000
$10,649
-46.75%
$-9,351
Mar 11, 2024
$4.82
$20,500
$11,149
-45.61%
$-9,351
Mar 11, 2024
$4.82
$21,000
$11,649
-44.53%
$-9,351
Mar 19, 2024
$4.82
$21,500
$12,149
-43.49%
$-9,351
May 9, 2024
$4.82
$22,000
$12,649
-42.50%
$-9,351
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Frequently Asked Questions
Common questions about DCA investing in FGMC
Investing $500 per month in FG Merger Corp. (FGMC) over the past 4 years would be worth approximately $46K today. That's +32.2% total return on $35K invested, with a +7.0% compound annual growth rate (CAGR).