Dollar cost averaging (DCA) in FORM means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+366.6%
Final Value$224.0K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+336.2%
Final Value$209.4K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+306.7%
Final Value$195.2K
Worst possible — still beats not investing
Best vs Worst gap59.9 pp
Your timing vs best-30.4%
Your timing vs worst+29.5%
If You Keep Investing…
Based on this stock's historical CAGR of 26.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$26K~1.4x your moneyfrom $18K invested
5 Years$56K~1.9x your moneyfrom $30K invested
10 Years$236K~3.9x your moneyfrom $60K invested
20 Years$2.6M~22.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.4x your money
5 Years~1.9x your money
10 Years~3.9x your money
20 Years~22.0x your money
$100/mo
$5K+$2K est. gain
$11K+$5K est. gain
$47K+$35K est. gain
$529K+$505K est. gain
$250/mo
$13K+$4K est. gain
$28K+$13K est. gain
$118K+$88K est. gain
$1.3M+$1.3M est. gain
$500/mo
$26K+$8K est. gain
$56K+$26K est. gain
$236K+$176K est. gain
$2.6M+$2.5M est. gain
$1,000/mo
$52K+$16K est. gain
$112K+$52K est. gain
$471K+$351K est. gain
$5.3M+$5.0M est. gain
* Projection assumes historical CAGR of 26.2% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$26.52
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$25.76
$10,500
$10,212
-2.75%
$-288
Mar 2, 2020
$22.65
$11,000
$9,480
-13.81%
$-1,520
Apr 2, 2020
$18.64
$11,500
$8,302
-27.81%
$-3,198
May 4, 2020
$22.43
$12,000
$10,488
-12.60%
$-1,512
Jun 2, 2020
$25.27
$12,500
$12,318
-1.45%
$-182
Jul 2, 2020
$31.63
$13,000
$15,919
+22.45%
$2,919
Aug 3, 2020
$30.52
$13,500
$15,860
+17.48%
$2,360
Sep 2, 2020
$27.32
$14,000
$14,697
+4.98%
$697
Oct 2, 2020
$25.23
$14,500
$14,073
-2.95%
$-427
Nov 2, 2020
$29.24
$15,000
$16,809
+12.06%
$1,809
Dec 2, 2020
$41.08
$15,500
$24,113
+55.57%
$8,613
Jan 4, 2021
$42.70
$16,000
$25,567
+59.79%
$9,567
Feb 2, 2021
$44.50
$16,500
$27,145
+64.51%
$10,645
Mar 2, 2021
$45.28
$17,000
$28,121
+65.42%
$11,121
Apr 5, 2021
$51.12
$17,500
$32,248
+84.27%
$14,748
May 3, 2021
$39.03
$18,000
$25,121
+39.56%
$7,121
Jun 2, 2021
$34.75
$18,500
$22,866
+23.60%
$4,366
Jul 2, 2021
$36.53
$19,000
$24,537
+29.14%
$5,537
Aug 2, 2021
$37.89
$19,500
$25,951
+33.08%
$6,451
Sep 2, 2021
$39.52
$20,000
$27,567
+37.84%
$7,567
Oct 4, 2021
$36.00
$20,500
$25,612
+24.94%
$5,112
Nov 2, 2021
$41.49
$21,000
$30,018
+42.94%
$9,018
Dec 2, 2021
$41.67
$21,500
$30,648
+42.55%
$9,148
Jan 3, 2022
$46.74
$22,000
$34,877
+58.53%
$12,877
Page 1 of 4
Frequently Asked Questions
Common questions about DCA investing in FORM
Investing $500 per month in FormFactor, Inc. (FORM) over the past 6 years would be worth approximately $209K today. That's +336.2% total return on $48K invested, with a +26.2% compound annual growth rate (CAGR).