Dollar cost averaging (DCA) in FTCI means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-54.3%
Final Value$18.5K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-63.4%
Final Value$14.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-70.1%
Final Value$12.1K
Worst possible — still beats not investing
Best vs Worst gap15.8 pp
Your timing vs best-9.1%
Your timing vs worst+6.7%
If You Keep Investing…
Based on this stock's historical CAGR of -18.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -18.2% continues. Actual returns will vary.
Your DCA Results by Date
61 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Apr 28, 2021
$142.60
$10,000
$10,000
+0.00%
$0
May 28, 2021
$107.60
$10,500
$8,046
-23.38%
$-2,454
Jun 28, 2021
$126.20
$11,000
$9,936
-9.67%
$-1,064
Jul 28, 2021
$105.30
$11,500
$8,791
-23.56%
$-2,709
Aug 30, 2021
$108.40
$12,000
$9,550
-20.42%
$-2,450
Sep 28, 2021
$77.70
$12,500
$7,345
-41.24%
$-5,155
Oct 28, 2021
$91.10
$13,000
$9,112
-29.91%
$-3,888
Nov 29, 2021
$86.40
$13,500
$9,142
-32.28%
$-4,358
Dec 28, 2021
$73.20
$14,000
$8,245
-41.11%
$-5,755
Jan 28, 2022
$37.40
$14,500
$4,713
-67.50%
$-9,787
Feb 28, 2022
$47.10
$15,000
$6,435
-57.10%
$-8,565
Mar 28, 2022
$58.50
$15,500
$8,492
-45.21%
$-7,008
Apr 28, 2022
$29.40
$16,000
$4,768
-70.20%
$-11,232
May 31, 2022
$40.50
$16,500
$7,068
-57.16%
$-9,432
Jun 28, 2022
$36.55
$17,000
$6,879
-59.54%
$-10,121
Jul 28, 2022
$49.70
$17,500
$9,854
-43.69%
$-7,646
Aug 29, 2022
$43.50
$18,000
$9,124
-49.31%
$-8,876
Sep 28, 2022
$32.00
$18,500
$7,212
-61.02%
$-11,288
Oct 28, 2022
$20.10
$19,000
$5,030
-73.53%
$-13,970
Nov 28, 2022
$19.60
$19,500
$5,405
-72.28%
$-14,095
Dec 28, 2022
$22.80
$20,000
$6,787
-66.06%
$-13,213
Jan 30, 2023
$26.75
$20,500
$8,463
-58.72%
$-12,037
Feb 28, 2023
$30.70
$21,000
$10,213
-51.37%
$-10,787
Mar 28, 2023
$21.10
$21,500
$7,519
-65.03%
$-13,981
Apr 28, 2023
$27.30
$22,000
$10,229
-53.50%
$-11,771
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Frequently Asked Questions
Common questions about DCA investing in FTCI
Investing $500 per month in FTC Solar, Inc. (FTCI) over the past 5 years would be worth approximately $15K today. That's -63.4% total return on $40K invested, with a -18.2% compound annual growth rate (CAGR).