Dollar cost averaging (DCA) in GOVX means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-22.4%
Final Value$34.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-44.1%
Final Value$24.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-57.9%
Final Value$18.5K
Worst possible — still beats not investing
Best vs Worst gap35.5 pp
Your timing vs best-21.7%
Your timing vs worst+13.8%
If You Keep Investing…
Based on this stock's historical CAGR of -9.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -9.8% continues. Actual returns will vary.
Your DCA Results by Date
68 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Sep 25, 2020
$44.10
$10,000
$10,000
+0.00%
$0
Oct 26, 2020
$51.30
$10,500
$12,133
+15.55%
$1,633
Nov 25, 2020
$39.60
$11,000
$9,866
-10.31%
$-1,134
Dec 28, 2020
$50.40
$11,500
$13,056
+13.53%
$1,556
Jan 25, 2021
$76.65
$12,000
$20,356
+69.64%
$8,356
Feb 25, 2021
$81.00
$12,500
$22,011
+76.09%
$9,511
Mar 25, 2021
$71.55
$13,000
$19,943
+53.41%
$6,943
Apr 26, 2021
$73.50
$13,500
$20,987
+55.46%
$7,487
May 25, 2021
$77.70
$14,000
$22,686
+62.04%
$8,686
Jun 25, 2021
$79.05
$14,500
$23,580
+62.62%
$9,080
Jul 26, 2021
$62.40
$15,000
$19,114
+27.43%
$4,114
Aug 25, 2021
$89.85
$15,500
$28,022
+80.79%
$12,522
Sep 27, 2021
$64.95
$16,000
$20,756
+29.73%
$4,756
Oct 25, 2021
$58.80
$16,500
$19,291
+16.91%
$2,791
Nov 26, 2021
$70.35
$17,000
$23,580
+38.71%
$6,580
Dec 27, 2021
$57.60
$17,500
$19,807
+13.18%
$2,307
Jan 25, 2022
$35.70
$18,000
$12,776
-29.02%
$-5,224
Feb 25, 2022
$26.85
$18,500
$10,109
-45.36%
$-8,391
Mar 25, 2022
$20.70
$19,000
$8,293
-56.35%
$-10,707
Apr 25, 2022
$12.89
$19,500
$5,664
-70.95%
$-13,836
May 25, 2022
$25.05
$20,000
$11,508
-42.46%
$-8,492
Jun 27, 2022
$16.05
$20,500
$7,873
-61.59%
$-12,627
Jul 25, 2022
$23.85
$21,000
$12,200
-41.91%
$-8,800
Aug 25, 2022
$19.65
$21,500
$10,551
-50.92%
$-10,949
Sep 26, 2022
$15.75
$22,000
$8,957
-59.29%
$-13,043
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Frequently Asked Questions
Common questions about DCA investing in GOVX
Investing $500 per month in GeoVax Labs, Inc. (GOVX) over the past 6 years would be worth approximately $24K today. That's -44.1% total return on $44K invested, with a -9.8% compound annual growth rate (CAGR).