Dollar cost averaging (DCA) in GSIT means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+143.5%
Final Value$116.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+113.9%
Final Value$102.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+86.2%
Final Value$89.4K
Worst possible — still beats not investing
Best vs Worst gap57.3 pp
Your timing vs best-29.6%
Your timing vs worst+27.7%
If You Keep Investing…
Based on this stock's historical CAGR of 12.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$22K~1.2x your moneyfrom $18K invested
5 Years$41K~1.4x your moneyfrom $30K invested
10 Years$115K~1.9x your moneyfrom $60K invested
20 Years$498K~4.1x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.4x your money
10 Years~1.9x your money
20 Years~4.1x your money
$100/mo
$4K+$711 est. gain
$8K+$2K est. gain
$23K+$11K est. gain
$100K+$76K est. gain
$250/mo
$11K+$2K est. gain
$20K+$5K est. gain
$58K+$28K est. gain
$249K+$189K est. gain
$500/mo
$22K+$4K est. gain
$41K+$11K est. gain
$115K+$55K est. gain
$498K+$378K est. gain
$1,000/mo
$43K+$7K est. gain
$82K+$22K est. gain
$231K+$111K est. gain
$996K+$756K est. gain
* Projection assumes historical CAGR of 12.7% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$7.14
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$8.06
$10,500
$11,789
+12.27%
$1,289
Mar 2, 2020
$6.68
$11,000
$10,270
-6.64%
$-730
Apr 2, 2020
$7.51
$11,500
$12,046
+4.75%
$546
May 4, 2020
$7.04
$12,000
$11,792
-1.73%
$-208
Jun 2, 2020
$7.41
$12,500
$12,912
+3.30%
$412
Jul 2, 2020
$6.94
$13,000
$12,593
-3.13%
$-407
Aug 3, 2020
$5.83
$13,500
$11,079
-17.93%
$-2,421
Sep 2, 2020
$6.27
$14,000
$12,415
-11.32%
$-1,585
Oct 2, 2020
$5.60
$14,500
$11,588
-20.08%
$-2,912
Nov 2, 2020
$6.18
$15,000
$13,289
-11.41%
$-1,711
Dec 2, 2020
$7.66
$15,500
$16,971
+9.49%
$1,471
Jan 4, 2021
$7.44
$16,000
$16,984
+6.15%
$984
Feb 2, 2021
$7.38
$16,500
$17,347
+5.13%
$847
Mar 2, 2021
$7.65
$17,000
$18,481
+8.71%
$1,481
Apr 5, 2021
$6.97
$17,500
$17,339
-0.92%
$-161
May 3, 2021
$5.99
$18,000
$15,401
-14.44%
$-2,599
Jun 2, 2021
$6.13
$18,500
$16,261
-12.10%
$-2,239
Jul 2, 2021
$5.39
$19,000
$14,798
-22.12%
$-4,202
Aug 2, 2021
$5.58
$19,500
$15,819
-18.88%
$-3,681
Sep 2, 2021
$5.49
$20,000
$16,064
-19.68%
$-3,936
Oct 4, 2021
$5.43
$20,500
$16,389
-20.06%
$-4,111
Nov 2, 2021
$5.66
$21,000
$17,583
-16.27%
$-3,417
Dec 2, 2021
$5.41
$21,500
$17,306
-19.51%
$-4,194
Jan 3, 2022
$4.60
$22,000
$15,215
-30.84%
$-6,785
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Frequently Asked Questions
Common questions about DCA investing in GSIT
Investing $500 per month in GSI Technology, Inc. (GSIT) over the past 6 years would be worth approximately $103K today. That's +113.9% total return on $48K invested, with a +12.7% compound annual growth rate (CAGR).