Dollar cost averaging (DCA) in HLP means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-41.8%
Final Value$16.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-49.0%
Final Value$14.5K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-55.8%
Final Value$12.8K
Worst possible — still beats not investing
Best vs Worst gap14.0 pp
Your timing vs best-7.2%
Your timing vs worst+6.8%
If You Keep Investing…
Based on this stock's historical CAGR of -19.5%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -19.5% continues. Actual returns will vary.
Your DCA Results by Date
38 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Mar 29, 2023
$3.50
$10,000
$10,000
+0.00%
$0
May 1, 2023
$3.79
$10,500
$11,329
+7.89%
$829
May 30, 2023
$2.39
$11,000
$7,644
-30.51%
$-3,356
Jun 29, 2023
$2.84
$11,500
$9,583
-16.67%
$-1,917
Jul 31, 2023
$3.02
$12,000
$10,690
-10.91%
$-1,310
Aug 29, 2023
$3.47
$12,500
$12,783
+2.27%
$283
Sep 29, 2023
$1.42
$13,000
$5,731
-55.91%
$-7,269
Oct 30, 2023
$2.20
$13,500
$9,379
-30.52%
$-4,121
Nov 29, 2023
$3.00
$14,000
$13,290
-5.07%
$-710
Dec 29, 2023
$1.68
$14,500
$7,942
-45.22%
$-6,558
Jan 29, 2024
$2.10
$15,000
$10,428
-30.48%
$-4,572
Feb 29, 2024
$1.59
$15,500
$8,396
-45.84%
$-7,104
Apr 1, 2024
$1.21
$16,000
$6,889
-56.94%
$-9,111
Apr 29, 2024
$1.77
$16,500
$10,577
-35.89%
$-5,923
May 29, 2024
$1.62
$17,000
$10,181
-40.11%
$-6,819
Jul 1, 2024
$1.90
$17,500
$12,441
-28.91%
$-5,059
Jul 29, 2024
$1.42
$18,000
$9,798
-45.57%
$-8,202
Aug 29, 2024
$2.00
$18,500
$14,300
-22.70%
$-4,200
Sep 30, 2024
$1.58
$19,000
$11,797
-37.91%
$-7,203
Oct 29, 2024
$1.13
$19,500
$8,937
-54.17%
$-10,563
Nov 29, 2024
$1.25
$20,000
$10,386
-48.07%
$-9,614
Dec 30, 2024
$1.42
$20,500
$12,298
-40.01%
$-8,202
Jan 29, 2025
$1.28
$21,000
$11,586
-44.83%
$-9,414
Mar 3, 2025
$1.31
$21,500
$12,357
-42.52%
$-9,143
Apr 1, 2025
$1.20
$22,000
$11,820
-46.27%
$-10,180
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Frequently Asked Questions
Common questions about DCA investing in HLP
Investing $500 per month in Hongli Group Inc. (HLP) over the past 3 years would be worth approximately $15K today. That's -49.0% total return on $29K invested, with a -19.5% compound annual growth rate (CAGR).