Dollar cost averaging (DCA) in ICON means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-53.8%
Final Value$9.7K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-67.5%
Final Value$6.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-72.2%
Final Value$5.8K
Worst possible — still beats not investing
Best vs Worst gap18.4 pp
Your timing vs best-13.7%
Your timing vs worst+4.7%
If You Keep Investing…
Based on this stock's historical CAGR of -46.1%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -46.1% continues. Actual returns will vary.
Your DCA Results by Date
22 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jul 12, 2024
$148.00
$10,000
$10,000
+0.00%
$0
Aug 12, 2024
$91.20
$10,500
$6,662
-36.55%
$-3,838
Sep 12, 2024
$95.20
$11,000
$7,454
-32.23%
$-3,546
Oct 14, 2024
$74.00
$11,500
$6,294
-45.27%
$-5,206
Nov 12, 2024
$88.00
$12,000
$7,985
-33.46%
$-4,015
Dec 12, 2024
$97.60
$12,500
$9,356
-25.15%
$-3,144
Jan 13, 2025
$82.80
$13,000
$9,950
-23.46%
$-3,050
Feb 12, 2025
$2.89
$13,500
$847
-93.72%
$-12,653
Mar 12, 2025
$0.92
$14,000
$770
-94.50%
$-13,230
Apr 14, 2025
$1.94
$14,500
$2,120
-85.38%
$-12,380
May 12, 2025
$1.96
$15,000
$2,642
-82.39%
$-12,358
Jun 12, 2025
$1.79
$15,500
$3,385
-78.16%
$-12,115
Jul 14, 2025
$2.73
$16,000
$5,662
-64.61%
$-10,338
Aug 12, 2025
$2.13
$16,500
$4,918
-70.20%
$-11,582
Sep 12, 2025
$2.11
$17,000
$5,372
-68.40%
$-11,628
Oct 13, 2025
$1.96
$17,500
$5,490
-68.63%
$-12,010
Nov 12, 2025
$1.18
$18,000
$3,805
-78.86%
$-14,195
Dec 12, 2025
$0.73
$18,500
$2,838
-84.66%
$-15,662
Jan 12, 2026
$2.76
$19,000
$11,303
-40.51%
$-7,697
Feb 12, 2026
$1.44
$19,500
$6,397
-67.19%
$-13,103
Mar 12, 2026
$1.19
$20,000
$5,787
-71.07%
$-14,213
Apr 13, 2026
$1.08
$20,500
$5,752
-71.94%
$-14,748
Frequently Asked Questions
Common questions about DCA investing in ICON
Investing $500 per month in Icon Energy Corp. (ICON) over the past 2 years would be worth approximately $7K today. That's -67.5% total return on $21K invested, with a -46.1% compound annual growth rate (CAGR). This includes $2K from reinvested dividends.