Dollar cost averaging (DCA) in IHS means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+33.1%
Final Value$49.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+23.5%
Final Value$45.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+12.1%
Final Value$42.0K
Worst possible — still beats not investing
Best vs Worst gap21.0 pp
Your timing vs best-9.6%
Your timing vs worst+11.3%
If You Keep Investing…
Based on this stock's historical CAGR of 4.7%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.1x your moneyfrom $18K invested
5 Years$34K~1.1x your moneyfrom $30K invested
10 Years$76K~1.3x your moneyfrom $60K invested
20 Years$197K~1.6x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.1x your money
10 Years~1.3x your money
20 Years~1.6x your money
$100/mo
$4K+$254 est. gain
$7K+$737 est. gain
$15K+$3K est. gain
$39K+$15K est. gain
$250/mo
$10K+$635 est. gain
$17K+$2K est. gain
$38K+$8K est. gain
$99K+$39K est. gain
$500/mo
$19K+$1K est. gain
$34K+$4K est. gain
$76K+$16K est. gain
$197K+$77K est. gain
$1,000/mo
$39K+$3K est. gain
$67K+$7K est. gain
$152K+$32K est. gain
$394K+$154K est. gain
* Projection assumes historical CAGR of 4.7% continues. Actual returns will vary.
Your DCA Results by Date
55 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Oct 14, 2021
$17.00
$10,000
$10,000
+0.00%
$0
Nov 15, 2021
$15.68
$10,500
$9,724
-7.39%
$-776
Dec 14, 2021
$12.80
$11,000
$8,438
-23.29%
$-2,562
Jan 14, 2022
$11.95
$11,500
$8,377
-27.15%
$-3,123
Feb 14, 2022
$12.20
$12,000
$9,053
-24.56%
$-2,947
Mar 14, 2022
$9.77
$12,500
$7,749
-38.00%
$-4,751
Apr 14, 2022
$11.60
$13,000
$9,701
-25.38%
$-3,299
May 16, 2022
$10.51
$13,500
$9,289
-31.19%
$-4,211
Jun 14, 2022
$10.11
$14,000
$9,436
-32.60%
$-4,564
Jul 14, 2022
$8.60
$14,500
$8,527
-41.20%
$-5,973
Aug 15, 2022
$8.49
$15,000
$8,917
-40.55%
$-6,083
Sep 14, 2022
$7.06
$15,500
$7,915
-48.93%
$-7,585
Oct 14, 2022
$5.27
$16,000
$6,409
-59.95%
$-9,591
Nov 14, 2022
$6.50
$16,500
$8,404
-49.06%
$-8,096
Dec 14, 2022
$6.42
$17,000
$8,801
-48.23%
$-8,199
Jan 17, 2023
$7.47
$17,500
$10,740
-38.63%
$-6,760
Feb 14, 2023
$7.46
$18,000
$11,226
-37.63%
$-6,774
Mar 14, 2023
$7.23
$18,500
$11,380
-38.49%
$-7,120
Apr 14, 2023
$9.04
$19,000
$14,729
-22.48%
$-4,271
May 15, 2023
$8.53
$19,500
$14,398
-26.17%
$-5,102
Jun 14, 2023
$8.75
$20,000
$15,269
-23.65%
$-4,731
Jul 14, 2023
$9.28
$20,500
$16,694
-18.57%
$-3,806
Aug 14, 2023
$7.93
$21,000
$14,765
-29.69%
$-6,235
Sep 14, 2023
$4.85
$21,500
$9,531
-55.67%
$-11,969
Oct 16, 2023
$4.89
$22,000
$10,109
-54.05%
$-11,891
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Frequently Asked Questions
Common questions about DCA investing in IHS
Investing $500 per month in IHS Holding Limited (IHS) over the past 5 years would be worth approximately $46K today. That's +23.5% total return on $37K invested, with a +4.7% compound annual growth rate (CAGR).