Dollar cost averaging (DCA) in IOR means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More IOR Analysis
IOR DCA Calculator
Dollar Cost Averaging — Income Opportunity Realty Investors, Inc.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+41.2%
Final Value$67.8K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+35.5%
Final Value$65.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+28.7%
Final Value$61.8K
Worst possible — still beats not investing
Best vs Worst gap12.4 pp
Your timing vs best-5.7%
Your timing vs worst+6.8%
If You Keep Investing…
Based on this stock's historical CAGR of 4.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$19K~1.1x your moneyfrom $18K invested
5 Years$34K~1.1x your moneyfrom $30K invested
10 Years$77K~1.3x your moneyfrom $60K invested
20 Years$201K~1.7x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.1x your money
10 Years~1.3x your money
20 Years~1.7x your money
$100/mo
$4K+$264 est. gain
$7K+$766 est. gain
$15K+$3K est. gain
$40K+$16K est. gain
$250/mo
$10K+$659 est. gain
$17K+$2K est. gain
$38K+$8K est. gain
$100K+$40K est. gain
$500/mo
$19K+$1K est. gain
$34K+$4K est. gain
$77K+$17K est. gain
$201K+$81K est. gain
$1,000/mo
$39K+$3K est. gain
$68K+$8K est. gain
$154K+$34K est. gain
$402K+$162K est. gain
* Projection assumes historical CAGR of 4.9% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$13.11
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$12.17
$10,500
$9,783
-6.83%
$-717
Mar 2, 2020
$12.50
$11,000
$10,548
-4.11%
$-452
Apr 2, 2020
$10.29
$11,500
$9,183
-20.14%
$-2,317
May 4, 2020
$9.00
$12,000
$8,532
-28.90%
$-3,468
Jun 2, 2020
$11.45
$12,500
$11,355
-9.16%
$-1,145
Jul 2, 2020
$11.88
$13,000
$12,281
-5.53%
$-719
Aug 3, 2020
$12.12
$13,500
$13,029
-3.49%
$-471
Sep 2, 2020
$11.94
$14,000
$13,336
-4.74%
$-664
Oct 2, 2020
$11.84
$14,500
$13,724
-5.35%
$-776
Nov 2, 2020
$11.69
$15,000
$14,050
-6.33%
$-950
Dec 2, 2020
$11.50
$15,500
$14,322
-7.60%
$-1,178
Jan 4, 2021
$11.91
$16,000
$15,332
-4.17%
$-668
Feb 2, 2021
$11.42
$16,500
$15,202
-7.87%
$-1,298
Mar 2, 2021
$11.66
$17,000
$16,021
-5.76%
$-979
Apr 5, 2021
$11.14
$17,500
$15,807
-9.68%
$-1,693
May 3, 2021
$12.33
$18,000
$17,995
-0.03%
$-5
Jun 2, 2021
$12.49
$18,500
$18,729
+1.24%
$229
Jul 2, 2021
$12.34
$19,000
$19,004
+0.02%
$4
Aug 2, 2021
$12.62
$19,500
$19,935
+2.23%
$435
Sep 2, 2021
$12.30
$20,000
$19,929
-0.35%
$-71
Oct 4, 2021
$12.00
$20,500
$19,943
-2.72%
$-557
Nov 2, 2021
$12.55
$21,000
$21,357
+1.70%
$357
Dec 2, 2021
$12.58
$21,500
$21,908
+1.90%
$408
Jan 3, 2022
$11.95
$22,000
$21,311
-3.13%
$-689
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Frequently Asked Questions
Common questions about DCA investing in IOR
Investing $500 per month in Income Opportunity Realty Investors, Inc. (IOR) over the past 6 years would be worth approximately $65K today. That's +35.5% total return on $48K invested, with a +4.9% compound annual growth rate (CAGR).