Dollar cost averaging (DCA) in IZEA means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+117.0%
Final Value$104.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+98.2%
Final Value$95.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+82.5%
Final Value$87.6K
Worst possible — still beats not investing
Best vs Worst gap34.5 pp
Your timing vs best-18.8%
Your timing vs worst+15.7%
If You Keep Investing…
Based on this stock's historical CAGR of 11.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.2x your moneyfrom $18K invested
5 Years$40K~1.3x your moneyfrom $30K invested
10 Years$107K~1.8x your moneyfrom $60K invested
20 Years$424K~3.5x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.3x your money
10 Years~1.8x your money
20 Years~3.5x your money
$100/mo
$4K+$632 est. gain
$8K+$2K est. gain
$21K+$9K est. gain
$85K+$61K est. gain
$250/mo
$11K+$2K est. gain
$20K+$5K est. gain
$54K+$24K est. gain
$212K+$152K est. gain
$500/mo
$21K+$3K est. gain
$40K+$10K est. gain
$107K+$47K est. gain
$424K+$304K est. gain
$1,000/mo
$42K+$6K est. gain
$79K+$19K est. gain
$215K+$95K est. gain
$847K+$607K est. gain
* Projection assumes historical CAGR of 11.4% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$1.14
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$1.23
$10,500
$11,289
+7.52%
$789
Mar 2, 2020
$1.00
$11,000
$9,660
-12.18%
$-1,340
Apr 2, 2020
$0.65
$11,500
$6,776
-41.08%
$-4,724
May 4, 2020
$1.52
$12,000
$16,385
+36.54%
$4,385
Jun 2, 2020
$2.35
$12,500
$25,832
+106.65%
$13,332
Jul 2, 2020
$4.48
$13,000
$49,745
+282.66%
$36,745
Aug 3, 2020
$6.16
$13,500
$68,900
+410.37%
$55,400
Sep 2, 2020
$4.36
$14,000
$49,267
+251.91%
$35,267
Oct 2, 2020
$3.72
$14,500
$42,535
+193.34%
$28,035
Nov 2, 2020
$2.78
$15,000
$32,287
+115.25%
$17,287
Dec 2, 2020
$3.52
$15,500
$41,381
+166.98%
$25,881
Jan 4, 2021
$7.24
$16,000
$85,614
+435.09%
$69,614
Feb 2, 2021
$20.92
$16,500
$247,881
+1402.31%
$231,381
Mar 2, 2021
$16.68
$17,000
$198,141
+1065.54%
$181,141
Apr 5, 2021
$17.80
$17,500
$211,946
+1111.12%
$194,446
May 3, 2021
$14.24
$18,000
$170,057
+844.76%
$152,057
Jun 2, 2021
$12.20
$18,500
$146,195
+690.24%
$127,695
Jul 2, 2021
$9.40
$19,000
$113,142
+495.48%
$94,142
Aug 2, 2021
$9.08
$19,500
$109,790
+463.03%
$90,290
Sep 2, 2021
$9.72
$20,000
$118,029
+490.14%
$98,029
Oct 4, 2021
$7.60
$20,500
$92,786
+352.61%
$72,286
Nov 2, 2021
$8.24
$21,000
$101,099
+381.43%
$80,099
Dec 2, 2021
$6.08
$21,500
$75,098
+249.29%
$53,598
Jan 3, 2022
$5.44
$22,000
$67,693
+207.69%
$45,693
Page 1 of 4
Frequently Asked Questions
Common questions about DCA investing in IZEA
Investing $500 per month in IZEA Worldwide, Inc. (IZEA) over the past 6 years would be worth approximately $95K today. That's +98.2% total return on $48K invested, with a +11.4% compound annual growth rate (CAGR).