Dollar cost averaging (DCA) in JBDI means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-55.4%
Final Value$9.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-62.0%
Final Value$7.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-67.7%
Final Value$6.6K
Worst possible — still beats not investing
Best vs Worst gap12.2 pp
Your timing vs best-6.6%
Your timing vs worst+5.6%
If You Keep Investing…
Based on this stock's historical CAGR of -43.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -43.6% continues. Actual returns will vary.
Your DCA Results by Date
21 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Aug 27, 2024
$10.12
$10,000
$10,000
+0.00%
$0
Sep 27, 2024
$1.25
$10,500
$1,735
-83.47%
$-8,765
Oct 28, 2024
$1.08
$11,000
$1,999
-81.83%
$-9,001
Nov 27, 2024
$0.61
$11,500
$1,633
-85.80%
$-9,867
Dec 27, 2024
$0.65
$12,000
$2,228
-81.43%
$-9,772
Jan 27, 2025
$0.68
$12,500
$2,856
-77.15%
$-9,644
Feb 27, 2025
$0.61
$13,000
$3,044
-76.59%
$-9,956
Mar 27, 2025
$0.80
$13,500
$4,492
-66.73%
$-9,008
Apr 28, 2025
$0.90
$14,000
$5,548
-60.37%
$-8,452
May 27, 2025
$1.11
$14,500
$7,350
-49.31%
$-7,150
Jun 27, 2025
$1.02
$15,000
$7,254
-51.64%
$-7,746
Jul 28, 2025
$0.95
$15,500
$7,256
-53.19%
$-8,244
Aug 27, 2025
$1.02
$16,000
$8,291
-48.18%
$-7,709
Sep 29, 2025
$1.85
$16,500
$15,537
-5.84%
$-963
Oct 27, 2025
$1.49
$17,000
$13,014
-23.45%
$-3,986
Nov 28, 2025
$0.92
$17,500
$8,535
-51.23%
$-8,965
Dec 29, 2025
$0.78
$18,000
$7,690
-57.28%
$-10,310
Jan 27, 2026
$0.62
$18,500
$6,662
-63.99%
$-11,838
Feb 27, 2026
$0.71
$19,000
$8,164
-57.03%
$-10,836
Mar 27, 2026
$0.64
$19,500
$7,814
-59.93%
$-11,686
Apr 27, 2026
$0.57
$20,000
$7,460
-62.70%
$-12,540
Frequently Asked Questions
Common questions about DCA investing in JBDI
Investing $500 per month in JBDI Holdings Limited (JBDI) over the past 2 years would be worth approximately $8K today. That's -62.0% total return on $20K invested, with a -43.6% compound annual growth rate (CAGR).