Dollar cost averaging (DCA) in LCFY means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-35.8%
Final Value$22.5K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-44.9%
Final Value$19.0K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-55.4%
Final Value$15.6K
Worst possible — still beats not investing
Best vs Worst gap19.7 pp
Your timing vs best-9.2%
Your timing vs worst+10.5%
If You Keep Investing…
Based on this stock's historical CAGR of -13.5%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -13.5% continues. Actual returns will vary.
Your DCA Results by Date
50 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Mar 25, 2022
$66.80
$10,000
$10,000
+0.00%
$0
Apr 25, 2022
$23.20
$10,500
$3,973
-62.16%
$-6,527
May 25, 2022
$17.00
$11,000
$3,411
-68.99%
$-7,589
Jun 27, 2022
$11.50
$11,500
$2,808
-75.59%
$-8,692
Jul 25, 2022
$8.60
$12,000
$2,600
-78.34%
$-9,400
Aug 25, 2022
$12.32
$12,500
$4,224
-66.21%
$-8,276
Sep 26, 2022
$8.98
$13,000
$3,579
-72.47%
$-9,421
Oct 25, 2022
$8.80
$13,500
$4,007
-70.32%
$-9,493
Nov 25, 2022
$5.20
$14,000
$2,868
-79.52%
$-11,132
Dec 27, 2022
$6.24
$14,500
$3,941
-72.82%
$-10,559
Jan 25, 2023
$9.60
$15,000
$6,564
-56.24%
$-8,436
Feb 27, 2023
$8.35
$15,500
$6,209
-59.94%
$-9,291
Mar 27, 2023
$7.19
$16,000
$5,847
-63.46%
$-10,153
Apr 25, 2023
$7.00
$16,500
$6,192
-62.47%
$-10,308
May 25, 2023
$8.41
$17,000
$7,939
-53.30%
$-9,061
Jun 26, 2023
$6.45
$17,500
$6,589
-62.35%
$-10,911
Jul 25, 2023
$6.81
$18,000
$7,457
-58.57%
$-10,543
Aug 25, 2023
$6.75
$18,500
$7,891
-57.35%
$-10,609
Sep 25, 2023
$7.05
$19,000
$8,742
-53.99%
$-10,258
Oct 25, 2023
$5.77
$19,500
$7,655
-60.75%
$-11,845
Nov 27, 2023
$6.25
$20,000
$8,791
-56.04%
$-11,209
Dec 26, 2023
$9.67
$20,500
$14,102
-31.21%
$-6,398
Jan 25, 2024
$8.05
$21,000
$12,240
-41.72%
$-8,760
Feb 26, 2024
$6.50
$21,500
$10,383
-51.71%
$-11,117
Mar 25, 2024
$4.74
$22,000
$8,072
-63.31%
$-13,928
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Frequently Asked Questions
Common questions about DCA investing in LCFY
Investing $500 per month in Locafy Limited (LCFY) over the past 4 years would be worth approximately $19K today. That's -44.9% total return on $35K invested, with a -13.5% compound annual growth rate (CAGR).