Dollar cost averaging (DCA) in LENZ means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-19.3%
Final Value$31.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-26.9%
Final Value$28.5K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-36.3%
Final Value$25.1K
Worst possible — still beats not investing
Best vs Worst gap17.0 pp
Your timing vs best-7.6%
Your timing vs worst+9.5%
If You Keep Investing…
Based on this stock's historical CAGR of -6.2%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -6.2% continues. Actual returns will vary.
Your DCA Results by Date
59 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jun 25, 2021
$87.56
$10,000
$10,000
+0.00%
$0
Jul 26, 2021
$105.11
$10,500
$12,504
+19.09%
$2,004
Aug 25, 2021
$94.65
$11,000
$11,760
+6.91%
$760
Sep 27, 2021
$79.56
$11,500
$10,385
-9.69%
$-1,115
Oct 25, 2021
$58.45
$12,000
$8,130
-32.25%
$-3,870
Nov 26, 2021
$45.24
$12,500
$6,792
-45.66%
$-5,708
Dec 27, 2021
$54.66
$13,000
$8,707
-33.03%
$-4,293
Jan 25, 2022
$42.17
$13,500
$7,217
-46.54%
$-6,283
Feb 25, 2022
$43.97
$14,000
$8,025
-42.68%
$-5,975
Mar 25, 2022
$25.51
$14,500
$5,156
-64.44%
$-9,344
Apr 25, 2022
$20.21
$15,000
$4,585
-69.44%
$-10,415
May 25, 2022
$10.36
$15,500
$2,850
-81.61%
$-12,650
Jun 27, 2022
$13.20
$16,000
$4,132
-74.18%
$-11,868
Jul 25, 2022
$15.19
$16,500
$5,254
-68.16%
$-11,246
Aug 25, 2022
$18.55
$17,000
$6,917
-59.31%
$-10,083
Sep 26, 2022
$13.91
$17,500
$5,687
-67.51%
$-11,813
Oct 25, 2022
$16.66
$18,000
$7,311
-59.38%
$-10,689
Nov 25, 2022
$16.00
$18,500
$7,521
-59.35%
$-10,979
Dec 27, 2022
$13.44
$19,000
$6,818
-64.12%
$-12,182
Jan 25, 2023
$9.04
$19,500
$5,086
-73.92%
$-14,414
Feb 27, 2023
$11.78
$20,000
$7,127
-64.36%
$-12,873
Mar 27, 2023
$11.45
$20,500
$7,428
-63.77%
$-13,072
Apr 25, 2023
$13.35
$21,000
$9,160
-56.38%
$-11,840
May 25, 2023
$12.54
$21,500
$9,104
-57.65%
$-12,396
Jun 26, 2023
$12.54
$22,000
$9,604
-56.34%
$-12,396
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Frequently Asked Questions
Common questions about DCA investing in LENZ
Investing $500 per month in LENZ Therapeutics, Inc. (LENZ) over the past 5 years would be worth approximately $29K today. That's -26.9% total return on $39K invested, with a -6.2% compound annual growth rate (CAGR). This includes $19K from reinvested dividends.