Dollar cost averaging (DCA) in LICN means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More LICN Analysis
LICN DCA Calculator
Dollar Cost Averaging — Lichen International Limited
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-59.6%
Final Value$11.9K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-65.5%
Final Value$10.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-71.6%
Final Value$8.4K
Worst possible — still beats not investing
Best vs Worst gap11.9 pp
Your timing vs best-5.8%
Your timing vs worst+6.1%
If You Keep Investing…
Based on this stock's historical CAGR of -27.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -27.9% continues. Actual returns will vary.
Your DCA Results by Date
40 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Feb 6, 2023
$700.00
$10,000
$10,000
+0.00%
$0
Mar 6, 2023
$314.00
$10,500
$4,986
-52.52%
$-5,514
Apr 6, 2023
$410.00
$11,000
$7,010
-36.27%
$-3,990
May 8, 2023
$474.00
$11,500
$8,604
-25.18%
$-2,896
Jun 6, 2023
$386.00
$12,000
$7,507
-37.44%
$-4,493
Jul 6, 2023
$262.00
$12,500
$5,595
-55.24%
$-6,905
Aug 7, 2023
$193.10
$13,000
$4,624
-64.43%
$-8,376
Sep 6, 2023
$142.00
$13,500
$3,900
-71.11%
$-9,600
Oct 6, 2023
$282.00
$14,000
$8,246
-41.10%
$-5,754
Nov 6, 2023
$294.00
$14,500
$9,096
-37.27%
$-5,404
Dec 6, 2023
$312.00
$15,000
$10,153
-32.31%
$-4,847
Jan 8, 2024
$370.00
$15,500
$12,541
-19.09%
$-2,959
Feb 6, 2024
$236.00
$16,000
$8,499
-46.88%
$-7,501
Mar 6, 2024
$248.00
$16,500
$9,431
-42.84%
$-7,069
Apr 8, 2024
$212.00
$17,000
$8,562
-49.63%
$-8,438
May 6, 2024
$208.00
$17,500
$8,901
-49.14%
$-8,599
Jun 6, 2024
$294.00
$18,000
$13,081
-27.33%
$-4,919
Jul 8, 2024
$338.00
$18,500
$15,538
-16.01%
$-2,962
Aug 6, 2024
$404.00
$19,000
$19,072
+0.38%
$72
Sep 6, 2024
$306.00
$19,500
$14,946
-23.35%
$-4,554
Oct 7, 2024
$386.00
$20,000
$19,353
-3.23%
$-647
Nov 6, 2024
$404.00
$20,500
$20,756
+1.25%
$256
Dec 6, 2024
$97.72
$21,000
$5,520
-73.71%
$-15,480
Jan 6, 2025
$36.20
$21,500
$2,545
-88.16%
$-18,955
Feb 6, 2025
$14.66
$22,000
$1,531
-93.04%
$-20,469
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Frequently Asked Questions
Common questions about DCA investing in LICN
Investing $500 per month in Lichen International Limited (LICN) over the past 3 years would be worth approximately $10K today. That's -65.5% total return on $30K invested, with a -27.9% compound annual growth rate (CAGR).