Dollar cost averaging (DCA) in LSF means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+19.0%
Final Value$52.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+2.5%
Final Value$44.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-13.4%
Final Value$38.1K
Worst possible — still beats not investing
Best vs Worst gap32.3 pp
Your timing vs best-16.4%
Your timing vs worst+15.9%
If You Keep Investing…
Based on this stock's historical CAGR of 0.4%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$61K~1.0x your moneyfrom $60K invested
20 Years$125K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$23 est. gain
$6K+$66 est. gain
$12K+$268 est. gain
$25K+$1K est. gain
$250/mo
$9K+$58 est. gain
$15K+$165 est. gain
$31K+$669 est. gain
$63K+$3K est. gain
$500/mo
$18K+$117 est. gain
$30K+$329 est. gain
$61K+$1K est. gain
$125K+$5K est. gain
$1,000/mo
$36K+$234 est. gain
$61K+$659 est. gain
$123K+$3K est. gain
$251K+$11K est. gain
* Projection assumes historical CAGR of 0.4% continues. Actual returns will vary.
Your DCA Results by Date
68 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Sep 23, 2020
$40.80
$10,000
$10,000
+0.00%
$0
Oct 23, 2020
$51.26
$10,500
$13,064
+24.42%
$2,564
Nov 23, 2020
$49.34
$11,000
$13,074
+18.86%
$2,074
Dec 23, 2020
$55.79
$11,500
$15,284
+32.90%
$3,784
Jan 25, 2021
$43.85
$12,000
$12,513
+4.27%
$513
Feb 23, 2021
$42.78
$12,500
$12,707
+1.66%
$207
Mar 23, 2021
$35.52
$13,000
$11,051
-14.99%
$-1,949
Apr 23, 2021
$34.40
$13,500
$11,202
-17.02%
$-2,298
May 24, 2021
$33.40
$14,000
$11,377
-18.74%
$-2,623
Jun 23, 2021
$28.30
$14,500
$10,140
-30.07%
$-4,360
Jul 23, 2021
$27.98
$15,000
$10,525
-29.83%
$-4,475
Aug 23, 2021
$19.42
$15,500
$7,805
-49.65%
$-7,695
Sep 23, 2021
$19.08
$16,000
$8,168
-48.95%
$-7,832
Oct 25, 2021
$17.20
$16,500
$7,863
-52.34%
$-8,637
Nov 23, 2021
$14.62
$17,000
$7,184
-57.74%
$-9,816
Dec 23, 2021
$12.31
$17,500
$6,549
-62.58%
$-10,951
Jan 24, 2022
$9.03
$18,000
$5,304
-70.53%
$-12,696
Feb 23, 2022
$5.79
$18,500
$3,901
-78.91%
$-14,599
Mar 23, 2022
$3.60
$19,000
$2,925
-84.60%
$-16,075
Apr 25, 2022
$2.51
$19,500
$2,540
-86.98%
$-16,960
May 23, 2022
$2.74
$20,000
$3,272
-83.64%
$-16,728
Jun 23, 2022
$2.25
$20,500
$3,187
-84.45%
$-17,313
Jul 25, 2022
$2.00
$21,000
$3,333
-84.13%
$-17,667
Aug 23, 2022
$2.59
$21,500
$4,816
-77.60%
$-16,684
Sep 23, 2022
$2.07
$22,000
$4,344
-80.25%
$-17,656
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Frequently Asked Questions
Common questions about DCA investing in LSF
Investing $500 per month in Laird Superfood, Inc. (LSF) over the past 6 years would be worth approximately $45K today. That's +2.5% total return on $44K invested, with a +0.4% compound annual growth rate (CAGR).