Dollar cost averaging (DCA) in MFI means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-19.6%
Final Value$18.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-31.2%
Final Value$15.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-44.1%
Final Value$12.6K
Worst possible — still beats not investing
Best vs Worst gap24.4 pp
Your timing vs best-11.6%
Your timing vs worst+12.9%
If You Keep Investing…
Based on this stock's historical CAGR of -16.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -16.8% continues. Actual returns will vary.
Your DCA Results by Date
25 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Apr 22, 2024
$98.32
$10,000
$10,000
+0.00%
$0
May 22, 2024
$9.68
$10,500
$1,485
-85.86%
$-9,015
Jun 24, 2024
$7.36
$11,000
$1,629
-85.19%
$-9,371
Jul 22, 2024
$6.62
$11,500
$1,965
-82.91%
$-9,535
Aug 22, 2024
$6.00
$12,000
$2,281
-80.99%
$-9,719
Sep 23, 2024
$5.48
$12,500
$2,583
-79.33%
$-9,917
Oct 22, 2024
$6.60
$13,000
$3,611
-72.22%
$-9,389
Nov 22, 2024
$6.04
$13,500
$3,805
-71.82%
$-9,695
Dec 23, 2024
$5.31
$14,000
$3,845
-72.54%
$-10,155
Jan 22, 2025
$5.56
$14,500
$4,526
-68.79%
$-9,974
Feb 24, 2025
$4.80
$15,000
$4,407
-70.62%
$-10,593
Mar 24, 2025
$5.41
$15,500
$5,467
-64.73%
$-10,033
Apr 22, 2025
$4.56
$16,000
$5,108
-68.07%
$-10,892
May 22, 2025
$6.41
$16,500
$7,681
-53.45%
$-8,819
Jun 23, 2025
$40.32
$17,000
$48,814
+187.14%
$31,814
Jul 22, 2025
$28.00
$17,500
$34,399
+96.56%
$16,899
Aug 22, 2025
$37.30
$18,000
$46,324
+157.36%
$28,324
Sep 22, 2025
$38.85
$18,500
$48,749
+163.51%
$30,249
Oct 22, 2025
$27.00
$19,000
$34,380
+80.95%
$15,380
Nov 24, 2025
$13.78
$19,500
$18,046
-7.45%
$-1,454
Dec 22, 2025
$19.96
$20,000
$26,640
+33.20%
$6,640
Jan 22, 2026
$15.64
$20,500
$21,374
+4.26%
$874
Feb 23, 2026
$11.99
$21,000
$16,886
-19.59%
$-4,114
Mar 23, 2026
$10.90
$21,500
$15,851
-26.28%
$-5,649
Apr 22, 2026
$11.26
$22,000
$16,874
-23.30%
$-5,126
Frequently Asked Questions
Common questions about DCA investing in MFI
Investing $500 per month in mF International Limited (MFI) over the past 2 years would be worth approximately $15K today. That's -31.2% total return on $22K invested, with a -16.8% compound annual growth rate (CAGR).