Dollar cost averaging (DCA) in MRBK means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+112.8%
Final Value$103.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+102.7%
Final Value$98.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+92.1%
Final Value$93.2K
Worst possible — still beats not investing
Best vs Worst gap20.7 pp
Your timing vs best-10.0%
Your timing vs worst+10.6%
If You Keep Investing…
Based on this stock's historical CAGR of 11.6%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.2x your moneyfrom $18K invested
5 Years$40K~1.3x your moneyfrom $30K invested
10 Years$109K~1.8x your moneyfrom $60K invested
20 Years$434K~3.6x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.3x your money
10 Years~1.8x your money
20 Years~3.6x your money
$100/mo
$4K+$644 est. gain
$8K+$2K est. gain
$22K+$10K est. gain
$87K+$63K est. gain
$250/mo
$11K+$2K est. gain
$20K+$5K est. gain
$54K+$24K est. gain
$217K+$157K est. gain
$500/mo
$21K+$3K est. gain
$40K+$10K est. gain
$109K+$49K est. gain
$434K+$314K est. gain
$1,000/mo
$42K+$6K est. gain
$80K+$20K est. gain
$217K+$97K est. gain
$868K+$628K est. gain
* Projection assumes historical CAGR of 11.6% continues. Actual returns will vary.
Your DCA Results by Date
78 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$9.98
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$10.33
$10,500
$10,851
+3.34%
$351
Mar 2, 2020
$10.00
$11,000
$11,004
+0.04%
$4
Apr 1, 2020
$6.74
$11,500
$7,917
-31.16%
$-3,583
May 1, 2020
$6.99
$12,000
$8,710
-27.41%
$-3,290
Jun 1, 2020
$7.41
$12,500
$9,734
-22.13%
$-2,766
Jul 1, 2020
$7.69
$13,000
$10,602
-18.45%
$-2,398
Aug 3, 2020
$7.32
$13,500
$10,591
-21.54%
$-2,909
Sep 1, 2020
$7.48
$14,000
$11,408
-18.52%
$-2,592
Oct 1, 2020
$8.37
$14,500
$13,265
-8.52%
$-1,235
Nov 2, 2020
$8.97
$15,000
$14,716
-1.90%
$-284
Dec 2, 2020
$9.23
$15,500
$15,748
+1.60%
$248
Jan 4, 2021
$10.11
$16,000
$17,749
+10.93%
$1,749
Feb 2, 2021
$10.38
$16,500
$18,723
+13.48%
$2,223
Mar 2, 2021
$12.24
$17,000
$23,608
+38.87%
$6,608
Apr 1, 2021
$12.92
$17,500
$25,420
+45.26%
$7,920
May 3, 2021
$13.16
$18,000
$26,392
+46.62%
$8,392
Jun 1, 2021
$13.37
$18,500
$27,443
+48.34%
$8,943
Jul 1, 2021
$13.13
$19,000
$27,451
+44.48%
$8,451
Aug 2, 2021
$13.28
$19,500
$28,264
+44.94%
$8,764
Sep 1, 2021
$14.66
$20,000
$31,842
+59.21%
$11,842
Oct 1, 2021
$14.41
$20,500
$31,799
+55.12%
$11,299
Nov 2, 2021
$15.40
$21,000
$34,484
+64.21%
$13,484
Dec 2, 2021
$17.10
$21,500
$39,017
+81.48%
$17,517
Jan 3, 2022
$18.38
$22,000
$42,438
+92.90%
$20,438
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Frequently Asked Questions
Common questions about DCA investing in MRBK
Investing $500 per month in Meridian Corporation (MRBK) over the past 6 years would be worth approximately $98K today. That's +102.7% total return on $49K invested, with a +11.6% compound annual growth rate (CAGR). This includes $11K from reinvested dividends.