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MRBKMeridian Corporation$19.96$237M
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MRBK logoMeridian Corporation (MRBK) Earnings History

Turnaround

12 years of earnings data (2014–2025) · Recovering earnings after a multi-year decline

TTM Net Income
$22M
● Profitable
TTM EPS (Diluted)
$1.86
Per share, diluted
YoY EPS Growth
+30.3%
Excellent
Net Margin
10.6%
After-tax profitability
EPS Growth Rate (CAGR)
1Y+30.3%
3Y+1.8%
5Y-2.5%
10Y+5.8%
Operating Margin13.8%
Gross Margin54.4%
Return on Equity11.8%
Return on Assets0.9%
Record Annual Net Income$36MFY2021
Record Quarterly EPS$0.83Q1 2021
Consecutive Profitable Years12years
Q4 2025
Net Income$7M
EPS (Diluted)$0.61
YoY Growth+30.3%Excellent
QoQ Growth+7.9%Solid

Loading earnings history...

Meridian Corporation (MRBK) Earnings Overview

As of June 13, 2026, Meridian Corporation (MRBK) reported trailing twelve-month net income of $22M, reflecting +30.3% year-over-year growth. The company earned $1.86 per diluted share over the past four quarters, with a net profit margin of 10.6%.

Looking at the long-term picture, MRBK's 5-year EPS compound annual growth rate (CAGR) stands at -2.5%, signaling declining earnings. The company achieved its highest annual net income of $36M in fiscal 2021.

Meridian Corporation maintains positive profitability with a gross margin of 54.4%, operating margin of 13.8%, and net margin of 10.6%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including NBTB ($169M net income, 19.5% margin), FXNC ($18M net income, 15.8% margin), CZWI ($14M net income, 16.0% margin), MRBK has room to improve margins relative to the peer group. Compare MRBK vs NBTB →

MRBK Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
MRBK logoMRBKCurrent
$22M$1.8610.6%11.8%+30.3%—
NBTB logoNBTB
$169M$3.2219.5%9.9%+12.5%
FXNC logoFXNC
$18M$1.9615.8%10.0%+96.0%
CZWI logoCZWI
$14M$1.4916.0%7.9%+9.0%
PBFS logoPBFS
$20M$0.8121.8%6.3%+24.6%
ACNB logoACNB
$37M$3.5721.7%10.2%-3.5%
Best in group
Lowest in group

MRBK Historical Earnings Data (2014–2025)

12 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$22M+33.6%$28M$1.8910.6%13.8%
2024$16M+23.4%$22M$1.458.3%11.0%
2023$13M-39.3%$17M$1.167.9%10.1%
2022$22M-38.7%$28M$1.7916.7%21.4%
2021$36M+34.6%$46M$2.8722.3%29.0%
2020$26M+152.2%$35M$2.1417.7%23.1%
2019$10M+28.4%$14M$0.8212.2%15.8%
2018$8M+169.2%$10M$0.6411.1%14.2%
2017$3M-38.4%$6M$0.254.4%8.5%
2016$5M-20.5%$8M$0.807.3%11.2%
2015$6M+43.7%$9M$1.0810.6%16.1%
2014$4M-$14M$0.899.7%32.4%

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What if you invested $1,000 in MRBK back in 2014?

Total return with dividends reinvested · 12+ years of data

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How much would $100/month in MRBK be worth today?

Dollar cost averaging vs lump sum · see how regular investing compounds over time

Run the Numbers

Is MRBK Undervalued Right Now?

DCF intrinsic value, peer multiples, and analyst estimates — see what the stock is really worth.

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MRBK — Frequently Asked Questions

Quick answers to the most common questions about buying MRBK stock.

What is MRBK earnings per share (EPS)?

MRBK trailing twelve-month (TTM) diluted EPS is $1.86, reflecting +30.3% year-over-year growth. The 5-year EPS CAGR is -2.5%. Complete EPS history from 2014 to 2025 is available in the table on this page.

What is Meridian Corporation's net income?

Meridian Corporation (MRBK) trailing twelve-month net income is $22M as of 2025. Earnings grew +30.3% year-over-year. Meridian Corporation has been profitable for 12 consecutive years.

Is MRBK profitable?

Yes, MRBK is profitable with a TTM net income of $22M and a net profit margin of +10.6%. Meridian Corporation has generated profits for 12 consecutive years.

What is MRBK's earnings growth rate?

MRBK compound annual EPS growth rates (CAGR): 1-Year: +30.3%, 3-Year: +1.8%, 5-Year: -2.5%, 10-Year: +5.8%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2014 to 2025.

What are MRBK's profit margins?

Meridian Corporation net profit margin is +10.6%, operating margin is +13.8%, and gross margin is +54.4%. Margins are within a typical range for the sector. Return on Equity is +11.8%.

Is MRBK growing earnings?

Yes, MRBK earnings are accelerating — EPS growth of +30.3% exceeds the 5-year CAGR of -2.5%. TTM net income reached $22M. Earnings momentum is strengthening.

What was MRBK's best earnings year?

Meridian Corporation's highest annual net income on record is $36M, achieved in fiscal year 2021. Earnings history on this page spans 2014 to 2025 and includes all annual and quarterly figures.

What were MRBK's earnings last quarter?

MRBK's most recent reported quarter was Q4 2025. Net income was $7M with diluted EPS of $0.61. For a full breakdown of all quarters, see the quarterly earnings table on this page.

MRBK Earnings Over Time (2014–2025)

Net income & EPS — annual and quarterly view