Dollar cost averaging (DCA) in MTG means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More MTG Analysis
MTG DCA Calculator
Dollar Cost Averaging — MGIC Investment Corporation
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+102.2%
Final Value$97.0K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+92.0%
Final Value$92.1K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+80.5%
Final Value$86.7K
Worst possible — still beats not investing
Best vs Worst gap21.6 pp
Your timing vs best-10.2%
Your timing vs worst+11.4%
If You Keep Investing…
Based on this stock's historical CAGR of 10.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.2x your moneyfrom $18K invested
5 Years$39K~1.3x your moneyfrom $30K invested
10 Years$104K~1.7x your moneyfrom $60K invested
20 Years$397K~3.3x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.3x your money
10 Years~1.7x your money
20 Years~3.3x your money
$100/mo
$4K+$599 est. gain
$8K+$2K est. gain
$21K+$9K est. gain
$79K+$55K est. gain
$250/mo
$10K+$1K est. gain
$20K+$5K est. gain
$52K+$22K est. gain
$198K+$138K est. gain
$500/mo
$21K+$3K est. gain
$39K+$9K est. gain
$104K+$44K est. gain
$397K+$277K est. gain
$1,000/mo
$42K+$6K est. gain
$78K+$18K est. gain
$209K+$89K est. gain
$793K+$553K est. gain
* Projection assumes historical CAGR of 10.8% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$14.16
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$14.10
$10,500
$10,458
-0.40%
$-42
Mar 2, 2020
$12.75
$11,000
$9,996
-9.12%
$-1,004
Apr 2, 2020
$5.80
$11,500
$5,047
-56.11%
$-6,453
May 4, 2020
$6.54
$12,000
$6,191
-48.41%
$-5,809
Jun 2, 2020
$8.76
$12,500
$8,863
-29.10%
$-3,637
Jul 2, 2020
$7.92
$13,000
$8,513
-34.52%
$-4,487
Aug 3, 2020
$8.32
$13,500
$9,443
-30.05%
$-4,057
Sep 2, 2020
$9.55
$14,000
$11,411
-18.49%
$-2,589
Oct 2, 2020
$9.66
$14,500
$12,043
-16.95%
$-2,457
Nov 2, 2020
$10.26
$15,000
$13,291
-11.40%
$-1,709
Dec 2, 2020
$12.26
$15,500
$16,468
+6.24%
$968
Jan 4, 2021
$12.03
$16,000
$16,659
+4.12%
$659
Feb 2, 2021
$11.91
$16,500
$16,993
+2.98%
$493
Mar 2, 2021
$12.61
$17,000
$18,576
+9.27%
$1,576
Apr 5, 2021
$14.02
$17,500
$21,153
+20.87%
$3,653
May 3, 2021
$15.35
$18,000
$23,659
+31.44%
$5,659
Jun 2, 2021
$14.49
$18,500
$22,934
+23.97%
$4,434
Jul 2, 2021
$14.06
$19,000
$22,754
+19.76%
$3,754
Aug 2, 2021
$13.72
$19,500
$22,704
+16.43%
$3,204
Sep 2, 2021
$15.33
$20,000
$26,005
+30.03%
$6,005
Oct 4, 2021
$15.47
$20,500
$26,743
+30.45%
$6,243
Nov 2, 2021
$16.41
$21,000
$28,868
+37.47%
$7,868
Dec 2, 2021
$14.21
$21,500
$25,628
+19.20%
$4,128
Jan 3, 2022
$14.55
$22,000
$26,741
+21.55%
$4,741
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Frequently Asked Questions
Common questions about DCA investing in MTG
Investing $500 per month in MGIC Investment Corporation (MTG) over the past 6 years would be worth approximately $92K today. That's +92.0% total return on $48K invested, with a +10.8% compound annual growth rate (CAGR). This includes $7K from reinvested dividends.