Dollar cost averaging (DCA) in NA means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-71.4%
Final Value$9.4K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-77.7%
Final Value$7.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-80.5%
Final Value$6.4K
Worst possible — still beats not investing
Best vs Worst gap9.1 pp
Your timing vs best-6.3%
Your timing vs worst+2.9%
If You Keep Investing…
Based on this stock's historical CAGR of -32.5%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -32.5% continues. Actual returns will vary.
Your DCA Results by Date
46 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jul 12, 2022
$120.50
$10,000
$10,000
+0.00%
$0
Aug 12, 2022
$63.70
$10,500
$5,786
-44.89%
$-4,714
Sep 12, 2022
$43.00
$11,000
$4,406
-59.95%
$-6,594
Oct 12, 2022
$12.80
$11,500
$1,812
-84.25%
$-9,688
Nov 14, 2022
$13.00
$12,000
$2,340
-80.50%
$-9,660
Dec 12, 2022
$11.20
$12,500
$2,516
-79.87%
$-9,984
Jan 12, 2023
$12.90
$13,000
$3,398
-73.86%
$-9,602
Feb 13, 2023
$13.20
$13,500
$3,977
-70.54%
$-9,523
Mar 13, 2023
$11.40
$14,000
$3,934
-71.90%
$-10,066
Apr 12, 2023
$10.80
$14,500
$4,227
-70.85%
$-10,273
May 12, 2023
$11.14
$15,000
$4,860
-67.60%
$-10,140
Jun 12, 2023
$25.90
$15,500
$11,800
-23.87%
$-3,700
Jul 12, 2023
$18.60
$16,000
$8,974
-43.91%
$-7,026
Aug 14, 2023
$12.90
$16,500
$6,724
-59.25%
$-9,776
Sep 12, 2023
$10.90
$17,000
$6,182
-63.64%
$-10,818
Oct 12, 2023
$11.70
$17,500
$7,135
-59.23%
$-10,365
Nov 13, 2023
$14.60
$18,000
$9,404
-47.76%
$-8,596
Dec 12, 2023
$18.40
$18,500
$12,352
-33.23%
$-6,148
Jan 12, 2024
$15.41
$19,000
$10,844
-42.92%
$-8,156
Feb 12, 2024
$21.40
$19,500
$15,560
-20.21%
$-3,940
Mar 12, 2024
$18.60
$20,000
$14,024
-29.88%
$-5,976
Apr 12, 2024
$7.53
$20,500
$6,177
-69.87%
$-14,323
May 13, 2024
$5.48
$21,000
$4,996
-76.21%
$-16,004
Jun 12, 2024
$4.79
$21,500
$4,867
-77.36%
$-16,633
Jul 12, 2024
$4.10
$22,000
$4,666
-78.79%
$-17,334
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Frequently Asked Questions
Common questions about DCA investing in NA
Investing $500 per month in Nano Labs Ltd (NA) over the past 4 years would be worth approximately $7K today. That's -77.7% total return on $33K invested, with a -32.5% compound annual growth rate (CAGR).