Dollar cost averaging (DCA) in NCI means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More NCI Analysis
NCI DCA Calculator
Dollar Cost Averaging — Neo-Concept International Group Holdings Limited
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-58.5%
Final Value$9.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-70.2%
Final Value$6.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-73.6%
Final Value$5.9K
Worst possible — still beats not investing
Best vs Worst gap15.1 pp
Your timing vs best-11.6%
Your timing vs worst+3.5%
If You Keep Investing…
Based on this stock's historical CAGR of -44.8%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -44.8% continues. Actual returns will vary.
Your DCA Results by Date
25 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Apr 23, 2024
$47.50
$10,000
$10,000
+0.00%
$0
May 23, 2024
$4.20
$10,500
$1,384
-86.82%
$-9,116
Jun 24, 2024
$3.67
$11,000
$1,710
-84.46%
$-9,290
Jul 23, 2024
$2.93
$11,500
$1,865
-83.78%
$-9,635
Aug 23, 2024
$2.30
$12,000
$1,964
-83.63%
$-10,036
Sep 23, 2024
$2.80
$12,500
$2,891
-76.87%
$-9,609
Oct 23, 2024
$3.16
$13,000
$3,762
-71.06%
$-9,238
Nov 25, 2024
$2.62
$13,500
$3,620
-73.19%
$-9,880
Dec 23, 2024
$2.60
$14,000
$4,092
-70.77%
$-9,908
Jan 23, 2025
$3.40
$14,500
$5,851
-59.65%
$-8,649
Feb 24, 2025
$2.40
$15,000
$4,630
-69.13%
$-10,370
Mar 24, 2025
$2.20
$15,500
$4,744
-69.39%
$-10,756
Apr 23, 2025
$2.10
$16,000
$5,029
-68.57%
$-10,971
May 23, 2025
$1.86
$16,500
$4,954
-69.98%
$-11,546
Jun 23, 2025
$2.20
$17,000
$6,359
-62.59%
$-10,641
Jul 23, 2025
$2.11
$17,500
$6,599
-62.29%
$-10,901
Aug 25, 2025
$1.69
$18,000
$5,786
-67.86%
$-12,214
Sep 23, 2025
$1.95
$18,500
$7,176
-61.21%
$-11,324
Oct 23, 2025
$1.75
$19,000
$6,940
-63.47%
$-12,060
Nov 24, 2025
$1.12
$19,500
$4,941
-74.66%
$-14,559
Dec 23, 2025
$1.37
$20,000
$6,544
-67.28%
$-13,456
Jan 23, 2026
$1.14
$20,500
$5,946
-71.00%
$-14,554
Feb 23, 2026
$6.96
$21,000
$36,800
+75.24%
$15,800
Mar 23, 2026
$5.52
$21,500
$29,687
+38.08%
$8,187
Apr 23, 2026
$0.93
$22,000
$5,502
-74.99%
$-16,498
Frequently Asked Questions
Common questions about DCA investing in NCI
Investing $500 per month in Neo-Concept International Group Holdings Limited (NCI) over the past 2 years would be worth approximately $7K today. That's -70.2% total return on $22K invested, with a -44.8% compound annual growth rate (CAGR).