Dollar cost averaging (DCA) in NIVF means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-90.7%
Final Value$3.3K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-96.1%
Final Value$1.3K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-96.4%
Final Value$1.3K
Worst possible — still beats not investing
Best vs Worst gap5.7 pp
Your timing vs best-5.5%
Your timing vs worst+0.2%
If You Keep Investing…
Based on this stock's historical CAGR of -54.5%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -54.5% continues. Actual returns will vary.
Your DCA Results by Date
50 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Mar 18, 2022
$117,960.00
$10,000
$10,000
+0.00%
$0
Apr 18, 2022
$118,440.00
$10,500
$10,541
+0.39%
$41
May 18, 2022
$118,680.00
$11,000
$11,062
+0.56%
$62
Jun 21, 2022
$118,920.00
$11,500
$11,584
+0.73%
$84
Jul 18, 2022
$118,800.00
$12,000
$12,073
+0.61%
$73
Aug 18, 2022
$119,280.00
$12,500
$12,622
+0.97%
$122
Sep 19, 2022
$120,600.00
$13,000
$13,261
+2.01%
$261
Oct 18, 2022
$120,480.00
$13,500
$13,748
+1.84%
$248
Nov 18, 2022
$121,320.00
$14,000
$14,344
+2.46%
$344
Dec 19, 2022
$121,920.00
$14,500
$14,915
+2.86%
$415
Jan 18, 2023
$123,360.00
$15,000
$15,591
+3.94%
$591
Feb 21, 2023
$123,600.00
$15,500
$16,121
+4.01%
$621
Mar 20, 2023
$123,960.00
$16,000
$16,668
+4.18%
$668
Apr 18, 2023
$126,000.00
$16,500
$17,443
+5.71%
$943
May 18, 2023
$125,760.00
$17,000
$17,909
+5.35%
$909
Jun 20, 2023
$126,480.00
$17,500
$18,512
+5.78%
$1,012
Jul 18, 2023
$127,800.00
$18,000
$19,205
+6.69%
$1,205
Aug 18, 2023
$128,040.00
$18,500
$19,741
+6.71%
$1,241
Sep 18, 2023
$129,240.00
$19,000
$20,426
+7.51%
$1,426
Oct 18, 2023
$130,080.00
$19,500
$21,059
+7.99%
$1,559
Nov 20, 2023
$131,400.00
$20,000
$21,773
+8.86%
$1,773
Dec 18, 2023
$130,680.00
$20,500
$22,153
+8.06%
$1,653
Jan 18, 2024
$131,640.00
$21,000
$22,816
+8.65%
$1,816
Feb 20, 2024
$132,360.00
$21,500
$23,441
+9.03%
$1,941
Mar 18, 2024
$133,800.00
$22,000
$24,196
+9.98%
$2,196
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Frequently Asked Questions
Common questions about DCA investing in NIVF
Investing $500 per month in NewGenIvf Group Limited (NIVF) over the past 4 years would be worth approximately $1K today. That's -96.1% total return on $35K invested, with a -54.5% compound annual growth rate (CAGR).