Dollar cost averaging (DCA) in PAM means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+293.9%
Final Value$189.1K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+272.5%
Final Value$178.8K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+250.3%
Final Value$168.1K
Worst possible — still beats not investing
Best vs Worst gap43.6 pp
Your timing vs best-21.3%
Your timing vs worst+22.3%
If You Keep Investing…
Based on this stock's historical CAGR of 23.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$25K~1.4x your moneyfrom $18K invested
5 Years$52K~1.7x your moneyfrom $30K invested
10 Years$200K~3.3x your moneyfrom $60K invested
20 Years$1.8M~14.9x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.4x your money
5 Years~1.7x your money
10 Years~3.3x your money
20 Years~14.9x your money
$100/mo
$5K+$1K est. gain
$10K+$4K est. gain
$40K+$28K est. gain
$357K+$333K est. gain
$250/mo
$12K+$3K est. gain
$26K+$11K est. gain
$100K+$70K est. gain
$894K+$834K est. gain
$500/mo
$25K+$7K est. gain
$52K+$22K est. gain
$200K+$140K est. gain
$1.8M+$1.7M est. gain
$1,000/mo
$50K+$14K est. gain
$104K+$44K est. gain
$399K+$279K est. gain
$3.6M+$3.3M est. gain
* Projection assumes historical CAGR of 23.0% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$15.84
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$14.35
$10,500
$9,559
-8.96%
$-941
Mar 2, 2020
$13.41
$11,000
$9,433
-14.24%
$-1,567
Apr 2, 2020
$10.73
$11,500
$8,048
-30.02%
$-3,452
May 4, 2020
$9.89
$12,000
$7,918
-34.02%
$-4,082
Jun 2, 2020
$11.27
$12,500
$9,523
-23.82%
$-2,977
Jul 2, 2020
$10.39
$13,000
$9,279
-28.62%
$-3,721
Aug 3, 2020
$12.14
$13,500
$11,342
-15.98%
$-2,158
Sep 2, 2020
$11.76
$14,000
$11,487
-17.95%
$-2,513
Oct 2, 2020
$10.78
$14,500
$11,030
-23.93%
$-3,470
Nov 2, 2020
$12.14
$15,000
$12,921
-13.86%
$-2,079
Dec 2, 2020
$14.18
$15,500
$15,593
+0.60%
$93
Jan 4, 2021
$13.08
$16,000
$14,883
-6.98%
$-1,117
Feb 2, 2021
$13.12
$16,500
$15,429
-6.49%
$-1,071
Mar 2, 2021
$13.27
$17,000
$16,105
-5.27%
$-895
Apr 5, 2021
$14.86
$17,500
$18,535
+5.91%
$1,035
May 3, 2021
$13.36
$18,000
$17,164
-4.65%
$-836
Jun 2, 2021
$16.53
$18,500
$21,736
+17.49%
$3,236
Jul 2, 2021
$15.12
$19,000
$20,382
+7.27%
$1,382
Aug 2, 2021
$15.50
$19,500
$21,394
+9.71%
$1,894
Sep 2, 2021
$17.24
$20,000
$24,296
+21.48%
$4,296
Oct 4, 2021
$18.06
$20,500
$25,952
+26.59%
$5,452
Nov 2, 2021
$17.91
$21,000
$26,236
+24.93%
$5,236
Dec 2, 2021
$18.74
$21,500
$27,952
+30.01%
$6,452
Jan 3, 2022
$20.05
$22,000
$30,406
+38.21%
$8,406
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Frequently Asked Questions
Common questions about DCA investing in PAM
Investing $500 per month in Pampa Energía S.A. (PAM) over the past 6 years would be worth approximately $179K today. That's +272.5% total return on $48K invested, with a +23.0% compound annual growth rate (CAGR).