Dollar cost averaging (DCA) in PCVX means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+83.8%
Final Value$83.7K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+70.5%
Final Value$76.7K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+58.2%
Final Value$72.0K
Worst possible — still beats not investing
Best vs Worst gap25.7 pp
Your timing vs best-13.4%
Your timing vs worst+12.3%
If You Keep Investing…
Based on this stock's historical CAGR of 9.5%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.1x your moneyfrom $18K invested
5 Years$38K~1.3x your moneyfrom $30K invested
10 Years$97K~1.6x your moneyfrom $60K invested
20 Years$337K~2.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.1x your money
5 Years~1.3x your money
10 Years~1.6x your money
20 Years~2.8x your money
$100/mo
$4K+$520 est. gain
$8K+$2K est. gain
$19K+$7K est. gain
$67K+$43K est. gain
$250/mo
$10K+$1K est. gain
$19K+$4K est. gain
$49K+$19K est. gain
$169K+$109K est. gain
$500/mo
$21K+$3K est. gain
$38K+$8K est. gain
$97K+$37K est. gain
$337K+$217K est. gain
$1,000/mo
$41K+$5K est. gain
$76K+$16K est. gain
$194K+$74K est. gain
$675K+$435K est. gain
* Projection assumes historical CAGR of 9.5% continues. Actual returns will vary.
Your DCA Results by Date
71 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jun 12, 2020
$26.15
$10,000
$10,000
+0.00%
$0
Jul 13, 2020
$29.21
$10,500
$11,670
+11.14%
$1,170
Aug 12, 2020
$40.48
$11,000
$16,673
+51.57%
$5,673
Sep 14, 2020
$41.52
$11,500
$17,601
+53.05%
$6,101
Oct 12, 2020
$48.00
$12,000
$20,848
+73.73%
$8,848
Nov 12, 2020
$37.04
$12,500
$16,588
+32.70%
$4,088
Dec 14, 2020
$33.26
$13,000
$15,395
+18.42%
$2,395
Jan 12, 2021
$26.01
$13,500
$12,539
-7.12%
$-961
Feb 12, 2021
$26.17
$14,000
$13,116
-6.31%
$-884
Mar 12, 2021
$26.38
$14,500
$13,722
-5.37%
$-778
Apr 12, 2021
$20.16
$15,000
$10,986
-26.76%
$-4,014
May 12, 2021
$18.67
$15,500
$10,674
-31.13%
$-4,826
Jun 14, 2021
$22.97
$16,000
$13,633
-14.80%
$-2,367
Jul 12, 2021
$22.95
$16,500
$14,121
-14.42%
$-2,379
Aug 12, 2021
$26.66
$17,000
$16,904
-0.57%
$-96
Sep 13, 2021
$26.59
$17,500
$17,359
-0.80%
$-141
Oct 12, 2021
$24.91
$18,000
$16,762
-6.88%
$-1,238
Nov 12, 2021
$26.45
$18,500
$18,299
-1.09%
$-201
Dec 13, 2021
$21.59
$19,000
$15,436
-18.76%
$-3,564
Jan 12, 2022
$22.00
$19,500
$16,230
-16.77%
$-3,270
Feb 14, 2022
$19.85
$20,000
$15,144
-24.28%
$-4,856
Mar 14, 2022
$24.06
$20,500
$18,855
-8.02%
$-1,645
Apr 12, 2022
$24.95
$21,000
$20,053
-4.51%
$-947
May 12, 2022
$22.09
$21,500
$18,254
-15.10%
$-3,246
Jun 13, 2022
$18.30
$22,000
$15,622
-28.99%
$-6,378
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Frequently Asked Questions
Common questions about DCA investing in PCVX
Investing $500 per month in Vaxcyte, Inc. (PCVX) over the past 6 years would be worth approximately $77K today. That's +70.5% total return on $45K invested, with a +9.5% compound annual growth rate (CAGR).