Dollar cost averaging (DCA) in PTLO means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return-65.4%
Final Value$13.0K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return-68.6%
Final Value$11.6K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return-70.9%
Final Value$10.9K
Worst possible — still beats not investing
Best vs Worst gap5.5 pp
Your timing vs best-3.3%
Your timing vs worst+2.2%
If You Keep Investing…
Based on this stock's historical CAGR of -22.5%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$18K~1.0x your moneyfrom $18K invested
5 Years$30K~1.0x your moneyfrom $30K invested
10 Years$60K~1.0x your moneyfrom $60K invested
20 Years$120K~1.0x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.0x your money
5 Years~1.0x your money
10 Years~1.0x your money
20 Years~1.0x your money
$100/mo
$4K+$0 est. gain
$6K+$0 est. gain
$12K+$0 est. gain
$24K+$0 est. gain
$250/mo
$9K+$0 est. gain
$15K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$500/mo
$18K+$0 est. gain
$30K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$1,000/mo
$36K+$0 est. gain
$60K+$0 est. gain
$120K+$0 est. gain
$240K+$0 est. gain
* Projection assumes historical CAGR of -22.5% continues. Actual returns will vary.
Your DCA Results by Date
55 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Oct 21, 2021
$29.10
$10,000
$10,000
+0.00%
$0
Nov 22, 2021
$41.45
$10,500
$14,744
+40.42%
$4,244
Dec 21, 2021
$33.88
$11,000
$12,551
+14.10%
$1,551
Jan 21, 2022
$25.18
$11,500
$9,828
-14.54%
$-1,672
Feb 22, 2022
$23.23
$12,000
$9,567
-20.27%
$-2,433
Mar 21, 2022
$25.00
$12,500
$10,796
-13.63%
$-1,704
Apr 21, 2022
$22.24
$13,000
$10,104
-22.28%
$-2,896
May 23, 2022
$18.19
$13,500
$8,764
-35.08%
$-4,736
Jun 21, 2022
$15.44
$14,000
$7,939
-43.29%
$-6,061
Jul 21, 2022
$21.87
$14,500
$11,745
-19.00%
$-2,755
Aug 22, 2022
$21.45
$15,000
$12,020
-19.87%
$-2,980
Sep 21, 2022
$22.96
$15,500
$13,366
-13.77%
$-2,134
Oct 21, 2022
$20.79
$16,000
$12,603
-21.23%
$-3,397
Nov 21, 2022
$20.46
$16,500
$12,903
-21.80%
$-3,597
Dec 21, 2022
$17.80
$17,000
$11,725
-31.03%
$-5,275
Jan 23, 2023
$21.28
$17,500
$14,518
-17.04%
$-2,982
Feb 21, 2023
$22.46
$18,000
$15,823
-12.10%
$-2,177
Mar 21, 2023
$21.18
$18,500
$15,421
-16.64%
$-3,079
Apr 21, 2023
$20.34
$19,000
$15,309
-19.42%
$-3,691
May 22, 2023
$21.13
$19,500
$16,404
-15.88%
$-3,096
Jun 21, 2023
$20.72
$20,000
$16,586
-17.07%
$-3,414
Jul 21, 2023
$23.50
$20,500
$19,311
-5.80%
$-1,189
Aug 21, 2023
$18.42
$21,000
$15,637
-25.54%
$-5,363
Sep 21, 2023
$15.73
$21,500
$13,853
-35.57%
$-7,647
Oct 23, 2023
$14.74
$22,000
$13,481
-38.72%
$-8,519
Page 1 of 3
Frequently Asked Questions
Common questions about DCA investing in PTLO
Investing $500 per month in Portillo's Inc. (PTLO) over the past 5 years would be worth approximately $12K today. That's -68.6% total return on $37K invested, with a -22.5% compound annual growth rate (CAGR).